Walmart offers a convenient way to send money domestically and internationally through money orders. Partnering with Western Union and MoneyGram, most Walmart locations provide money order services at their Customer Service Desk or Money Services Center. This article covers everything you need to know about Walmart money orders, including fees, limits, and how to send them.
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Where to Get Money Orders at Walmart
You can purchase money orders at most Walmart stores through either Western Union or MoneyGram. These services are typically available at the Customer Service Desk or the Money Services Center during regular store hours. Both are reputable money transfer companies, ensuring a reliable way to send your funds.
Walmart Money Order Fees
While fees can vary slightly by location, Walmart states that a money order will never cost more than $1. This makes it a budget-friendly option for sending money, especially for smaller amounts. Remember that international recipients may incur additional fees when cashing the money order in their country, potentially including unfavorable exchange rates and processing charges. MoneyGram and Western Union also generate revenue by setting their exchange rates below the mid-market rate.
Walmart Money Order Limit
Walmart’s official money order limit isn’t publicly disclosed online. However, most money order providers cap transactions at $1,000 per money order. It’s reasonable to assume a similar limit applies at Walmart. While you can purchase multiple money orders to send larger sums, be aware of potential daily purchase limits. Consequently, money orders are generally best suited for sending smaller amounts of money.
Sending Money Overseas with a Walmart Money Order
You can send money internationally with a Walmart money order. However, consider that international mail delivery times can be lengthy. Additionally, many banks outside the US may not accept money orders or may charge significant processing fees. While your recipient might receive the money order, accessing the funds could prove challenging. MoneyGram and Western Union offer faster direct money transfer services at Walmart, but these often come with higher fees due to currency exchange markups.
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How to Send a Money Order from Walmart
Sending a money order from Walmart is a straightforward process:
- Go to the Customer Service Desk or Money Services Center at any Walmart location.
- Have your payment ready (cash or debit card).
- Inform the clerk of the amount you wish to send.
- Pay for the money order.
- Fill out the money order completely and accurately.
- Retain your receipt for tracking and confirmation purposes.
- Deliver the money order to your recipient in person or by mail.
Remember that money orders are physical documents and cannot be purchased online. For amounts exceeding $1,000, you’ll need to present a government-issued ID.
How to Fill Out a Walmart Money Order
Accurately completing a money order is crucial:
- Write the recipient’s full legal name in the “Pay to the Order of” field.
- Provide the recipient’s address if required.
- Enter your full name and address in the “Purchaser” section.
- Include any relevant details in the memo field, such as an account number for bill payments.
- Sign the front of the money order where indicated. Do not sign the back; that’s for the recipient’s signature upon cashing.
Tracking and Canceling a Walmart Money Order
Tracking a money order confirms whether it has been cashed, not its physical location. You can track your money order online or by contacting MoneyGram or Western Union (depending on the issuer) using the instructions on the back of the money order. To cancel an uncashed money order, visit Walmart within 10 days of purchase with the original money order, receipt, and a valid ID. The money order must be undamaged and unaltered to qualify for a refund.
Walmart Money Order FAQs
Can I cash a money order at Walmart?
Yes, Walmart cashes both Western Union and MoneyGram money orders, though a check-cashing fee may apply.
Can I buy a money order with a debit card at Walmart?
Yes, Walmart accepts both debit cards and cash for money order purchases. Credit cards are not accepted.
Can Walmart money orders be traced?
You can verify if a money order has been cashed. However, tracking its physical location after mailing isn’t possible.
Conclusion
Walmart money orders provide a cost-effective way to send money domestically. For international transfers, consider the potential delays and recipient challenges. While money orders offer a secure alternative to cash or personal checks, explore other options like Wise for faster and potentially cheaper international money transfers. Remember to always keep your receipt for tracking and cancellation purposes.
