Tracking a money order allows you to verify its status and ensure it has been received. This guide provides a detailed walkthrough on how to Track A Money Order, replace it if lost or stolen, and understand the process for damaged money orders.
Methods for Tracking a Money Order
The primary way to track a money order purchased from the U.S. Postal Service (USPS) is through their online Money Orders Application. This application requires specific information to track your money order:
- Serial Number: Located on the money order.
- Post Office Number: The issuing Post Office’s identification number.
- Dollar Amount: The exact amount for which the money order was purchased.
By entering this information into the application, you can view the current status of your money order.
Cashing a Money Order
While money orders don’t expire or accrue interest, knowing how to cash them is crucial. Here’s a breakdown:
- At the Post Office: Present your unsigned money order and a valid photo ID at any Post Office. Sign the money order in front of a postal worker. This service is typically free.
- At Banks and Stores: Many banks and some retail stores also cash money orders, although fees may apply. Check with your specific bank or store for their policy.
- Rural Carriers: In certain situations, rural carriers may be able to cash money orders if they have sufficient funds available.
Replacing a Lost or Stolen Money Order
Losing a money order can be stressful, but the USPS offers a replacement process:
- Filing a Claim: Visit a Post Office with your receipt to initiate a Money Order Inquiry. This starts the process of investigating the lost or stolen money order.
- Tracking Your Inquiry: After filing, you can monitor the progress of your inquiry through the online Money Orders Application.
- Replacement and Fees: Replacing a lost or stolen money order incurs a fee of $20.15. It can take up to 30 days to confirm the loss and up to 60 days to complete the investigation. While you can’t stop payment on a money order, replacement ensures you receive your funds.
Handling a Damaged Money Order
Damaged money orders can also be replaced. Simply take the damaged money order and your receipt to your local Post Office for a replacement. There is typically no fee for this service.
Conclusion
Tracking a money order provides peace of mind and ensures your funds reach their intended recipient. Utilizing the USPS online resources and understanding the procedures for cashing and replacing money orders empowers you to manage your finances effectively. Remember to keep your receipt for tracking and replacement purposes.
