Image of iPhone sending money in the Messages app
Image of iPhone sending money in the Messages app

How Money is Sent with Apple Cash: A Comprehensive Guide

Apple Cash offers a seamless way to send and receive money with friends and family. This guide provides a detailed breakdown of how Money Is Sent using Apple Cash, covering various methods and scenarios.

Sending Money via Messages App

Using the Messages app, money is sent instantly and securely through Apple Cash.

On iPhone:

  1. Initiate a new conversation or open an existing one in Messages.
  2. Tap the plus icon, then select Apple Cash.
  3. Input the desired amount and tap “Send.”
  4. You can add a comment for the transaction if needed.

Image of iPhone sending money in the Messages appImage of iPhone sending money in the Messages app

  1. Review the payment before confirming.
  2. Optionally, change the payment method to a debit card if preferred. Apple Cash allows you to send money directly from your debit card if you don’t have sufficient funds in your Apple Cash balance.
  3. Double-click the side button and authenticate with Face ID, Touch ID, or passcode to send the money.

On Apple Watch:

The process is similar on Apple Watch:

  1. Open a conversation in the Messages app.
  2. Tap the plus icon and select Apple Cash.
  3. Adjust the amount using the plus/minus signs or the Digital Crown.

Image of Apple Watch sending money in the Messages app.Image of Apple Watch sending money in the Messages app.

  1. Tap “Send” and review before confirming with a double-click of the side button.

Sending Money through the Wallet App

Money is sent directly from your Apple Cash balance within the Wallet app.

  1. Open the Wallet app and select your Apple Cash card.
  2. Tap “Send or Request” and choose the recipient.

Image of iPhone sending money in the Wallet appImage of iPhone sending money in the Wallet app

  1. Enter the amount and tap “Send.”
  2. Confirm the transaction with Face ID, Touch ID, or passcode after double-clicking the side button.

Utilizing Tap to Pay for Sending Money

Apple Cash also supports Tap to Pay, enabling contactless money transfers.

Image of the top of two iPhones next to each otherImage of the top of two iPhones next to each other

Setting Up Recurring Payments

For regular transactions, money is sent automatically through scheduled payments:

  1. In the Wallet app, access your Apple Cash card and tap the “More” button.
  2. Navigate to “Recurring Payments” and select “New Recurring Payment.”

Image of iPhone showing the More menu with Recurring Payments selectedImage of iPhone showing the More menu with Recurring Payments selected

  1. Add the recipient, specify the amount, frequency, and start date.
  2. Confirm the recurring payment setup.

Requesting Payments with Apple Cash

Money can be requested from others using Apple Cash through the Messages app:

Image of iPhone requesting money in the Messages appImage of iPhone requesting money in the Messages app

The recipient can then approve and send the requested amount.

Conclusion

Apple Cash offers multiple convenient and secure ways to send money. Whether through Messages, Wallet, or scheduled payments, money is sent quickly and efficiently, making it a practical tool for managing personal finances.

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