How Do I Purchase a Money Order? A Comprehensive Guide

Navigating the world of financial transactions can sometimes feel overwhelming, but don’t worry, money-central.com is here to simplify things for you. If you’re wondering how to purchase a money order, it’s a straightforward process that offers a secure and reliable way to send funds. A money order is essentially a prepaid check, and it’s an excellent alternative to cash or personal checks, especially when dealing with parties you don’t know well. This guide will walk you through everything you need to know about acquiring money orders, ensuring you make informed decisions every step of the way. Ready to master this financial tool? Let’s dive in and explore the ins and outs of obtaining a money order. Whether it’s understanding the fees, finding the best places to buy them, or knowing how to fill them out correctly, we’ve got you covered. Let’s empower you with the knowledge to confidently handle your transactions.

1. What is a Money Order and Why Use One?

A money order is a secure payment method. It acts as a prepaid paper document used for transferring funds to a recipient. Let’s explore why it’s a valuable tool in various financial situations.

1.1 What is a Money Order?

A money order is a payment order for a specified amount of money. The purchaser buys it, and it’s payable to a designated recipient. Unlike personal checks, money orders are prepaid. This ensures the recipient that the funds are available when they cash or deposit it. They are widely accepted and considered a safe alternative to sending cash through the mail.

1.2 Why Use a Money Order?

Money orders offer several advantages:

Security: They are more secure than cash. If lost or stolen, they can be replaced, providing you have the receipt.
No Bank Account Required: You don’t need a bank account to purchase a money order. This makes it accessible to individuals who may not have traditional banking services.
Widely Accepted: Most businesses and individuals accept money orders, making them a convenient payment method.
Tracking: Money orders can be tracked to confirm delivery, providing peace of mind.
Fixed Amount: Because money orders are for a specific amount, they help you stick to your budget and avoid overspending.

1.3 Scenarios Where Money Orders Are Useful

Consider these situations where a money order can be beneficial:

Paying Rent: If your landlord doesn’t accept personal checks or electronic payments, a money order is a reliable alternative.
Online Purchases: When buying from individuals online or through platforms that don’t offer secure payment processing, a money order can protect both the buyer and seller.
Gifting Money: Money orders offer a more formal way to gift money, especially for occasions like graduations or weddings.
Paying Bills: For bills that can’t be paid online or by check, a money order provides a secure and traceable method.
Sending Money Internationally: While there are services designed for international transfers, money orders can sometimes be a viable option, particularly for smaller amounts.

Money orders are a practical and secure way to handle financial transactions in various situations. Their accessibility and reliability make them a valuable tool for anyone looking to manage their money effectively. For more insights and resources on financial management, visit money-central.com.

2. Where Can You Buy a Money Order?

Knowing where to purchase a money order is the first step in using this convenient payment method. Here’s a detailed look at various locations where you can buy money orders, each offering different benefits and considerations.

2.1 Post Offices (USPS)

The United States Postal Service (USPS) is one of the most common and reliable places to buy money orders.

Availability: USPS money orders are available at nearly every post office across the country.
Cost: Fees are typically low, usually ranging from $1.65 for money orders up to $500, to $2.20 for amounts between $500.01 and $1,000.
Limits: The maximum amount for a domestic money order is $1,000.
Advantages: USPS offers a trusted and regulated environment, and their money orders are widely accepted.
Considerations: You may need to wait in line, especially during peak hours.

To find the nearest USPS location, you can use the USPS website or mobile app.

2.2 Banks and Credit Unions

Many banks and credit unions offer money orders to their customers.

Availability: Available at most bank branches, but typically only for account holders.
Cost: Fees vary but are usually competitive. Some banks may waive the fee for certain account types.
Limits: The amount limits can vary by institution.
Advantages: Banks offer a secure and convenient option for their customers.
Considerations: You need to have an account with the bank or credit union to purchase a money order from them.

2.3 Retail Stores

Several retail stores also provide money order services, making it easy to purchase them while running errands.

Walmart: A popular option due to its widespread locations and competitive fees. Walmart uses MoneyGram to issue money orders.
- Cost: Fees are generally low, often under $1 for money orders up to $1,000.
- Limits: The maximum amount is typically $1,000.
- Advantages: Convenient and affordable.
- Considerations: Availability may vary by location.
крупных продуктовых магазинов (Kroger, Safeway, Publix): Many grocery chains offer money order services at their customer service desks.
- Cost: Fees vary by store but are usually reasonable.
- Limits: Typically, the maximum amount is $500 or $1,000.
- Advantages: Convenient if you’re already shopping there.
- Considerations: Fees may be slightly higher than at Walmart or USPS.
Other Retailers (7-Eleven, CVS, Walgreens): Some convenience and drug stores offer money orders, but availability and fees can vary significantly.
- Cost: Can be higher compared to other options.
- Limits: Usually lower, around $500.
- Advantages: Convenient for quick purchases during extended hours.
- Considerations: Check fees and limits before purchasing.

2.4 Money Transfer Companies

Companies like Western Union and MoneyGram also offer money order services.

Availability: Available at their agent locations, which can be found in various retail stores.
Cost: Fees tend to be higher than USPS or Walmart.
Limits: Limits vary by location and service.
Advantages: Wide network of locations and the ability to send money internationally.
Considerations: Higher fees might make them less attractive for domestic money orders.

Here’s a quick comparison table to summarize the options:

Location	Availability	Cost	Limits	Advantages	Considerations
USPS	Nearly all post offices	Low	$1,000	Trusted, regulated, widely accepted	Possible long lines during peak hours
Banks/Credit Unions	For account holders	Varies	Varies	Secure, convenient for customers	Requires an account
Walmart	Widespread	Very Low	$1,000	Convenient, affordable	Availability may vary by location
Grocery Stores	Select chains	Reasonable	$500-$1,000	Convenient if already shopping	Fees may be higher than USPS or Walmart
Other Retailers	Select stores	High	$500	Convenient for quick purchases during extended hours	Check fees and limits before purchasing
Money Transfer Co.’s	Agent locations	Higher	Varies	Wide network, international transfers possible	Higher fees

Choosing the right place to buy a money order depends on your specific needs and preferences. Consider factors such as convenience, cost, and the amount you need to send to make the best choice. For more tips on managing your finances, visit money-central.com.

2.5 Online Money Orders

While traditional money orders are physical documents, some services offer online alternatives that function similarly.

Online Money Transfer Services: Companies like PayPal, Venmo, and Cash App allow you to send money electronically. These services aren’t exactly money orders, but they serve a similar purpose by providing a secure way to send funds.
- Cost: Fees vary depending on the service and the funding source (e.g., bank account, credit card).
- Limits: Sending limits depend on the platform and your account verification level.
- Advantages: Convenient, fast, and can be done from anywhere with an internet connection.
- Considerations: Both the sender and recipient need to have accounts with the service. Fees can add up, especially when using credit cards.
Online Bill Payment Services: Some bill payment services allow you to send a check or electronic payment to a recipient. While not a direct money order, these services can be used to pay bills securely.
- Cost: Fees vary by service. Some may be free, while others charge a transaction fee.
- Limits: Limits depend on the service and your account settings.
- Advantages: Convenient for paying bills online without writing a check.
- Considerations: Processing times can vary, so plan ahead.

2.6 Alternatives to Traditional Money Orders

If you’re looking for alternatives to traditional money orders, consider these options:

Certified Checks: Issued by a bank and guaranteed by the bank’s funds. They are often required for large transactions like real estate purchases.
- Cost: Banks typically charge a fee for certified checks.
- Advantages: Highly secure and guaranteed by the bank.
- Considerations: Requires a bank account and may not be suitable for small transactions.
Cashier’s Checks: Similar to certified checks, but drawn on the bank’s account rather than the customer’s account.
- Cost: Banks charge a fee for cashier’s checks.
- Advantages: Very secure and widely accepted.
- Considerations: Requires a bank account and a trip to the bank.
Prepaid Debit Cards: Can be loaded with a specific amount and used for purchases or bill payments.
- Cost: May have activation fees, monthly fees, or transaction fees.
- Advantages: Convenient for budgeting and controlling spending.
- Considerations: Fees can add up, and some merchants may not accept prepaid cards.

When choosing the best option for your needs, consider the fees, convenience, security, and acceptance of each method. Whether you opt for a traditional money order or an online alternative, understanding your options will help you make informed financial decisions. For more financial tips and resources, visit money-central.com.

3. How to Purchase a Money Order: A Step-by-Step Guide

Purchasing a money order is a straightforward process, but it’s essential to follow each step carefully to avoid any issues. Here’s a detailed guide on how to buy a money order, ensuring a smooth transaction.

3.1 Step 1: Choose a Location

Select a convenient and reliable location to purchase your money order. As discussed earlier, options include post offices, banks, credit unions, retail stores like Walmart, and money transfer companies.

Considerations:
- Fees: Compare fees at different locations.
- Convenience: Choose a location that’s easily accessible.
- Limits: Ensure the location offers money orders up to the amount you need.

3.2 Step 2: Gather Necessary Information

Before heading out, gather all the information you’ll need to complete the money order.

Recipient’s Name: Know the full name of the person or entity you’re paying.
Amount: Determine the exact amount you need to send.
Your Information: Have your identification ready (driver’s license, passport, etc.) and know your address and phone number.

3.3 Step 3: Visit the Chosen Location

Head to your chosen location during their business hours.

Post Office: Go to the counter and ask for a money order.
Bank/Credit Union: Visit the teller and request a money order.
Retail Store: Go to the customer service desk.

3.4 Step 4: Fill Out the Money Order

Carefully fill out the money order form. Use a pen and print clearly to avoid any confusion.

“Pay to the Order Of”: Write the recipient’s full name.
“From”: Enter your name and address.
“Address”: Include the recipient’s address (sometimes required).
“Memo” or “For”: Add a brief note indicating the purpose of the payment (e.g., “Rent,” “Payment for Goods”).
“Purchaser, Sign Here”: Sign your name on the designated line. Do this in front of the clerk if required.

Here’s an example of how to fill out a money order:

Field	Example
Pay to the Order Of	John Doe
From	Jane Smith, 123 Main St
Address	456 Oak Ave, Anytown, USA
Memo/For	Rent for July
Purchaser, Sign Here	Jane Smith

3.5 Step 5: Pay for the Money Order

Provide the amount of the money order plus the fee. Acceptable forms of payment typically include cash, debit cards, or sometimes traveler’s checks. Credit cards may not be accepted.

Keep the Receipt: The receipt is crucial. It contains the money order number, which you’ll need to track the money order or request a replacement if it’s lost or stolen.

3.6 Step 6: Record the Money Order Information

After purchasing the money order, record all relevant details in a safe place.

Money Order Number: Found on the receipt and the money order itself.
Date of Purchase: The date you bought the money order.
Recipient’s Name: The full name of the person or entity you paid.
Amount: The exact amount of the money order.
Location of Purchase: The place where you bought the money order.

3.7 Step 7: Send the Money Order

Carefully send the money order to the recipient.

In Person: Hand it directly to the recipient.
Mail: Send it via certified mail with tracking for added security.

3.8 Key Tips for Purchasing Money Orders

Double-Check Information: Ensure all information is accurate before paying.
Use a Pen: Always use a pen to fill out the money order to prevent alteration.
Keep the Receipt Safe: Store the receipt in a secure place.
Track the Money Order: Use the money order number to track its status online or via phone.
Report Loss or Theft Immediately: If the money order is lost or stolen, contact the issuing company immediately to start the replacement process.

By following these steps, you can confidently purchase and send money orders securely and efficiently. For more detailed financial guides and resources, be sure to visit money-central.com.

4. Fees and Limits Associated with Money Orders

Understanding the fees and limits associated with money orders is essential for making informed decisions. Different providers charge varying fees, and there are maximum amounts you can send. Here’s a detailed overview.

4.1 Common Fees

Money orders typically involve two primary costs: the face value of the money order (the amount you’re sending) and a service fee charged by the provider.

USPS: The fees for USPS money orders are as follows:
- Up to $500: $1.65
- $500.01 to $1,000: $2.20
Walmart: Walmart generally offers some of the lowest fees, often under $1 for money orders up to $1,000.
Money Transfer Companies (e.g., MoneyGram, Western Union): Fees can range from $3 to $10 or more, depending on the amount and location.
Banks and Credit Unions: Fees vary but are usually competitive. Some banks may waive the fee for certain account types.
Grocery Stores: Fees vary by store but are usually reasonable, typically between $1 and $5.
Other Retailers: Fees can be higher compared to other options.

4.2 Fee Comparison

To give you a clearer picture, here’s a fee comparison table:

Provider	Fee for Money Order Up to $500	Fee for Money Order Up to $1,000
USPS	$1.65	$2.20
Walmart	Under $1	Under $1
MoneyGram	$3 – $10+	$3 – $10+
Western Union	$3 – $10+	$3 – $10+
Banks/Credit Unions	Varies	Varies
Grocery Stores	$1 – $5	$1 – $5
Other Retailers	Higher	Higher

4.3 Maximum Limits

Money orders also have maximum limits on the amount you can send.

USPS: The maximum limit for a domestic money order is $1,000.
Walmart: The maximum amount is typically $1,000.
Money Transfer Companies: Limits vary by location and service but are often up to $1,000.
Banks and Credit Unions: The amount limits can vary by institution.
Grocery Stores: Typically, the maximum amount is $500 or $1,000.
Other Retailers: Usually lower, around $500.

4.4 Why Fees and Limits Matter

Cost: Fees can add up, especially if you frequently use money orders. Choosing a provider with lower fees can save you money over time.
Convenience: Knowing the limits ensures you can send the full amount you need in one transaction.
Budgeting: Understanding the fees helps you budget accurately for your payments.

4.5 Tips to Minimize Fees

Compare Prices: Always compare fees at different locations before purchasing.
Consider Alternatives: If you need to send larger amounts, explore alternatives like cashier’s checks or electronic transfers, which may have lower fees.
Use Preferred Providers: If you frequently use money orders, stick to providers with the lowest fees for your typical transaction amounts.
Check for Discounts: Some banks and credit unions offer discounted or waived fees for certain account holders.

4.6 Understanding International Money Orders

If you need to send money internationally, keep in mind that fees and limits can differ significantly.

USPS: Offers international money orders to certain countries, with limits and fees varying by destination.
Money Transfer Companies: Companies like MoneyGram and Western Union specialize in international transfers and may be more suitable for sending money abroad.

Here’s a comparison of international money order options:

Provider	Availability	Fees	Limits	Considerations
USPS	Select countries	Varies	Varies	Check availability for the destination country
MoneyGram	Wide network	Higher	Varies	Good for urgent transfers
Western Union	Wide network	Higher	Varies	Widely recognized

By carefully considering the fees and limits associated with money orders, you can make the most cost-effective choices for your financial transactions. Remember to visit money-central.com for more valuable financial tips and resources.

5. Safety Tips When Using Money Orders

Using money orders is generally safe, but it’s crucial to take precautions to protect yourself from fraud and scams. Here are essential safety tips to follow when using money orders.

5.1 Purchasing Money Orders Safely

Buy from Reputable Sources: Always purchase money orders from trusted locations like post offices, banks, credit unions, or well-known retail stores. Avoid buying from individuals or unverified sources.
Inspect the Money Order: Before paying, check the money order for any signs of tampering or alterations.
Pay with Secure Methods: Use cash or debit cards to purchase money orders. Avoid using credit cards, as some providers may not accept them or may charge additional fees.
Keep the Receipt: The receipt is your proof of purchase and contains the money order number, which you’ll need to track the money order or request a replacement if it’s lost or stolen. Store it in a safe place.

5.2 Filling Out Money Orders Securely

Use a Pen: Always use a pen (preferably a ballpoint pen) to fill out the money order. This makes it harder for anyone to alter the information.
Print Clearly: Write clearly and legibly to avoid any confusion.
Fill Out Completely: Complete all required fields, including the recipient’s name, your name and address, and the memo line.
Avoid Blank Spaces: Fill in any blank spaces with lines or write “None” to prevent someone from adding information later.
Sign the Money Order: Sign the money order in the designated area, typically in front of the clerk if required.

5.3 Sending Money Orders Safely

Send to Trusted Recipients: Only send money orders to people or organizations you know and trust. Be wary of requests from strangers or companies you haven’t verified.
Avoid Sending for Online Purchases: Be cautious when using money orders for online purchases, especially from individuals or websites you’re unfamiliar with. Consider using more secure payment methods like credit cards or PayPal, which offer buyer protection.
Don’t Send Money for Unsolicited Offers: Be skeptical of unsolicited offers or requests for money. Scammers often use money orders to trick people into sending money.
Use Tracking Services: Send the money order via certified mail with tracking to confirm delivery. This provides proof that the recipient received the money order.

5.4 Recognizing and Avoiding Scams

Overpayment Scams: Be wary of situations where someone sends you a money order for more than you’re owed and asks you to return the difference. The original money order may be fake, and you’ll be responsible for the funds you send back.
Lottery or Prize Scams: Don’t send money to claim lottery winnings or prizes. Legitimate lotteries don’t require you to pay money upfront.
Mystery Shopper Scams: Be cautious of offers to become a mystery shopper that involve cashing money orders and sending funds elsewhere. These are often scams.
Emergency Scams: Be suspicious of requests for money to help with an emergency, especially if the request comes from someone you don’t know well or can’t verify.
Online Purchase Scams: Be careful when buying or selling items online using money orders. Scammers may send fake money orders or ask you to send the item before the money order clears.

5.5 What to Do If You Suspect Fraud

Stop Payment (If Possible): Contact the issuing company immediately to try to stop payment on the money order. This may not always be possible, but it’s worth trying.
Report the Fraud: Report the fraud to the Federal Trade Commission (FTC) at ftc.gov/complaint.
Contact the Police: File a police report with your local law enforcement agency.
Notify the Issuing Company: Inform the company that issued the money order about the suspected fraud.

5.6 Key Takeaways for Safe Money Order Usage

Verify Recipients: Always verify the identity of the person or organization you’re sending money to.
Be Skeptical: Be cautious of unsolicited requests or offers that seem too good to be true.
Protect Your Information: Keep your personal and financial information safe.
Act Quickly: If you suspect fraud, act quickly to report it and minimize your losses.

By following these safety tips, you can use money orders with confidence and protect yourself from fraud and scams. For more financial safety advice and resources, visit money-central.com.

6. How to Track a Money Order

Tracking a money order is essential to ensure it reaches its intended recipient. Here’s a step-by-step guide on how to track your money order and what to do if you encounter any issues.

6.1 Why Track a Money Order?

Peace of Mind: Tracking provides assurance that the money order has been delivered and cashed.
Confirmation: It confirms that the recipient received the payment.
Problem Resolution: If the money order is lost or delayed, tracking helps you identify the issue and take necessary steps to resolve it.

6.2 Information Needed to Track a Money Order

To track a money order, you’ll typically need the following information:

Money Order Number: This is the most important piece of information and is located on your receipt.
Date of Purchase: The date you bought the money order.
Amount: The exact amount of the money order.
Issuing Company: The company that issued the money order (e.g., USPS, MoneyGram, Walmart).

6.3 Tracking Methods by Provider

The tracking process varies depending on where you purchased the money order. Here’s how to track money orders from different providers:

6.3.1 USPS Money Orders

Online:
1. Visit the USPS website: USPS Money Orders Application.
2. Enter the money order number and other required information.
3. Click “Check Status” to see the current status of your money order.
Phone:
1. Call the USPS Money Order Inquiry Center at 1-866-275-2617.
2. Provide the necessary information to the representative.
3. Follow their instructions to check the status of your money order.

6.3.2 Walmart Money Orders

Walmart uses MoneyGram to issue money orders. Here’s how to track them:

Online:
1. Visit the MoneyGram website: MoneyGram Tracking.
2. Enter the money order number and your last name.
3. Click “Track” to see the status of your money order.
Phone:
1. Call MoneyGram Customer Service at 1-800-926-9400.
2. Provide the required information to the representative.
3. Follow their instructions to track your money order.

6.3.3 MoneyGram Money Orders

If you purchased a money order directly from MoneyGram, you can track it as follows:

Online:
1. Visit the MoneyGram website: MoneyGram Tracking.
2. Enter the money order number and your last name.
3. Click “Track” to see the status of your money order.
Phone:
1. Call MoneyGram Customer Service at 1-800-926-9400.
2. Provide the necessary information to the representative.
3. Follow their instructions to track your money order.

6.3.4 Western Union Money Orders

Online:
1. Visit the Western Union website: Western Union Tracking.
2. Enter the money order number (MTCN) and other required information.
3. Click “Track” to see the status of your money order.
Phone:
1. Call Western Union Customer Service at 1-800-325-6000.
2. Provide the required information to the representative.
3. Follow their instructions to track your money order.

6.4 Understanding Tracking Status Updates

When tracking your money order, you may see various status updates, such as:

In Transit: The money order is being processed and is on its way to the recipient.
Available for Pick Up: The money order has arrived at the destination and is available for the recipient to pick up.
Cashed/Completed: The money order has been cashed by the recipient.
Delayed: There may be a delay in processing or delivery. Contact the issuing company for more information.
Lost/Stolen: The money order has been reported lost or stolen. Follow the company’s instructions to request a replacement.

6.5 What to Do If Your Money Order Is Lost or Stolen

If your money order is lost or stolen, take the following steps:

Contact the Issuing Company Immediately: Report the loss or theft to the company that issued the money order (e.g., USPS, MoneyGram, Walmart).
Provide Information: Provide them with the money order number, date of purchase, amount, and any other relevant information.
Fill Out a Claim Form: You’ll likely need to fill out a claim form to request a replacement.
Pay the Replacement Fee: There is usually a fee to replace a lost or stolen money order.
Wait for Processing: The company will investigate the claim, which can take several weeks or months. If the money order hasn’t been cashed, they will issue a replacement.

6.6 Tips for Successful Tracking

Keep Your Receipt: Always keep your receipt in a safe place, as you’ll need it to track the money order or request a replacement.
Track Regularly: Check the status of your money order regularly to ensure it’s on track.
Contact Customer Service: If you have any questions or concerns, don’t hesitate to contact the issuing company’s customer service for assistance.

By following these steps, you can effectively track your money order and take prompt action if any issues arise. For more helpful financial guides and resources, visit money-central.com.

7. What To Do If a Money Order is Lost, Stolen, or Damaged

Dealing with a lost, stolen, or damaged money order can be stressful, but knowing the proper steps to take can help resolve the issue efficiently. Here’s a comprehensive guide on what to do in each scenario.

7.1 Lost Money Orders

If you lose a money order, act quickly to minimize potential losses.

Contact the Issuing Company:
- USPS: Call 1-866-275-2617 or visit your local post office.
- MoneyGram: Call 1-800-926-9400.
- Western Union: Call 1-800-325-6000.
- Walmart: Since Walmart uses MoneyGram, follow the MoneyGram process.
Provide Information: Be ready to provide the money order number, date of purchase, amount, and recipient’s name.
Fill Out a Claim Form: You’ll need to complete a claim form. This form typically requires you to provide details about the purchase, the recipient, and the circumstances of the loss.
Pay the Processing Fee: There is a fee to process a claim for a lost money order.
- USPS: The fee is $20.15 as of 2024, but it’s subject to change.
- MoneyGram/Western Union: Fees vary, so check with the specific company.
Wait for Investigation: The issuing company will investigate whether the money order has been cashed. This process can take anywhere from 30 to 90 days.
Receive a Replacement: If the money order hasn’t been cashed, you’ll receive a replacement for the original amount, minus the processing fee.

7.2 Stolen Money Orders

If you believe your money order has been stolen, take the following steps:

Report to the Issuing Company: Follow the same steps as for a lost money order. Contact the issuing company immediately and provide all relevant details.
File a Police Report: Report the theft to your local police department. Provide them with all the information you have about the money order.
Submit Documentation: Provide the issuing company with a copy of the police report, along with the claim form and any other required documentation.
Wait for Investigation: The issuing company will investigate the claim, and if the money order hasn’t been cashed, you’ll receive a replacement.

7.3 Damaged Money Orders

If your money order is damaged but still legible, you may be able to get a replacement.

Visit the Issuing Location:
- USPS: Take the damaged money order and your receipt to your local post office.
- MoneyGram/Western Union: Visit an agent location or contact customer service for instructions.
- Walmart: Go to the customer service desk.
Provide the Damaged Money Order and Receipt: Present the damaged money order and your original receipt.
Fill Out a Form (If Required): You may need to fill out a form explaining how the money order was damaged.
Receive a Replacement: If the money order is still verifiable, you’ll receive a replacement for the original amount.

7.4 Key Tips for Handling Lost, Stolen, or Damaged Money Orders

Act Quickly: The sooner you report the issue, the better your chances of getting a replacement.
Keep Detailed Records: Maintain copies of all forms, receipts, and communications with the issuing company.
Be Patient: The investigation and replacement process can take time, so be prepared to wait.
Follow Up: Regularly follow up with the issuing company to check on the status of your claim.

7.5 Understanding Liability

Your Responsibility: You are generally responsible for the money order until it is cashed by the recipient.
**Iss