**How To Get Money Off Of A Visa Gift Card?**

How to get money off of a Visa gift card? If you’re looking to unlock the cash value of your Visa gift card, money-central.com is here to guide you through various options, from selling the card to using it for purchases and reselling. Discover smart strategies for turning your gift card into spendable funds with financial flexibility, covering various methods to convert your gift card into accessible funds.

Navigating the world of gift cards can be tricky, but understanding the nuances of digital wallets, merchant policies, and ATM withdrawals empowers you to make informed financial decisions. Explore articles and resources on money-central.com, offering comprehensive information, user-friendly tools, and expert advice to help you navigate the financial landscape confidently.

1. Explore Eight Proven Methods To Get Cash From Visa Gift Cards

While Visa gift cards offer unparalleled convenience for online shopping, they often fall short in situations demanding cash transactions. Thankfully, numerous straightforward methods exist to convert these cards into usable cash. Whether your goal is to withdraw funds, transfer balances, or sell the card outright, here are eight reliable strategies to unlock the cash value of your Visa gift card as of 2025:

Selling the gift card
Withdrawing funds from an ATM
Purchasing money orders
Paying bills directly
Making purchases with the card
Buying items for resale
Adding the card to Venmo
Adding the card to PayPal

Let’s delve into each of these methods individually, providing a detailed breakdown of how they work and their respective advantages.

2. How To Sell Your Visa Gift Card For Instant Cash

Visa Gift Card Surrounded by Cash

To sell your Visa gift card, start by reaching out to friends, family, or acquaintances who might be interested in purchasing it. If you don’t have any immediate contacts, consider listing your Visa card on online marketplaces like eBay or explore social media platforms to find potential buyers. However, this can be a tedious process, right?

You can bypass the hassle and streamline the process by selling your gift card through a reputable gift card exchange platform like Nosh.

2.1. How Does Selling On A Gift Card Exchange Platform Work?

Here’s a step-by-step breakdown of how these platforms operate:

Account Creation: Begin by creating an account on a reputable gift card exchange platform.
Card Details Input: Provide the necessary details of your Visa gift card.
Offer Review: Carefully examine the offers presented to you.
Offer Acceptance: Choose the most favorable offer and receive your payment through your preferred method.

Utilizing platforms like Nosh offers the advantages of high rates and rapid payouts, making it a highly convenient method to obtain cash for your Visa gift card.

2.2. Navigating The Online Marketplace For Selling Gift Cards

Selling your Visa gift card online can seem daunting, but it’s a straightforward process with the right approach. According to a study by New York University’s Stern School of Business in July 2025, online marketplaces can offer a competitive edge, often providing better rates than local options. To maximize your success, consider these strategies:

Choose the Right Platform: Select a reputable platform known for secure transactions and fair pricing. Popular options include CardCash, Raise, and GiftCardGranny.
Price Competitively: Research the current market value of your gift card. Most platforms offer a percentage of the card’s face value, typically ranging from 70% to 90%.
Provide Accurate Information: Ensure you accurately enter the card number, expiration date, and security code. Incorrect information can lead to delays or rejection of your listing.
Check the Fine Print: Be aware of any fees associated with selling your card on the platform. Some sites charge a commission or processing fee.
Secure Payment Options: Opt for secure payment methods like PayPal or direct bank transfer to protect your financial information.

2.3. Potential Downsides And Risks When Selling Online

While selling gift cards online can be convenient, there are potential risks to be aware of:

Scams: Beware of fraudulent buyers who may attempt to scam you by sending fake payment confirmations or requesting additional information.
Low Offers: Some platforms may offer significantly lower rates than the card’s actual value, reducing your return.
Delays: Processing times can vary, and it may take several days or weeks to receive your payment.
Card Verification: The platform may require you to verify the card’s balance, which can sometimes be inconvenient.

By understanding these risks and taking necessary precautions, you can navigate the online marketplace safely and effectively sell your Visa gift card.

3. Can You Withdraw Funds From A Visa Gift Card At An ATM?

Yes, you can indeed withdraw cash from a Visa gift card at a supported ATM, but it’s essential to ensure that your Visa gift card is PIN-enabled beforehand. Not all Visa gift cards come with this feature.

3.1. How To Withdraw Cash From A Visa Gift Card At An ATM?

Here’s how to withdraw cash from a Visa gift card:

Card Terms Verification: Carefully review the terms and conditions of your card to confirm whether ATM withdrawals are supported.
PIN Creation: If a PIN hasn’t been created previously, you’ll need to create one. You can typically do this online or by contacting the card issuer.
ATM Insertion: Visit any ATM that accepts Visa cards, insert your card, and proceed with the withdrawal.

Keep in mind that ATM withdrawals may incur transaction fees, similar to regular ATM transactions.

3.2. Activating PIN For ATM Access

Activating the PIN on your Visa gift card is crucial for ATM withdrawals. Here’s a detailed guide:

Check the Card Issuer’s Website: Visit the website of the Visa gift card issuer. Look for a section on activating your card or managing your PIN.
Call Customer Service: If you can’t find the information online, call the customer service number listed on the back of your card.
Provide Card Details: Be ready to provide your card number, expiration date, and security code.
Set Your PIN: Follow the prompts to set a four-digit PIN. Choose a PIN that is easy for you to remember but difficult for others to guess.
Confirm Activation: Once you’ve set your PIN, confirm that it has been activated. Some issuers may require a waiting period before you can use the PIN at an ATM.

3.3. Limitations And Fees Associated With ATM Withdrawals

While ATM withdrawals offer a convenient way to access cash from your Visa gift card, be aware of the following limitations and fees:

PIN Requirement: As mentioned, your card must be PIN-enabled to withdraw cash from an ATM.
Withdrawal Limits: There may be daily withdrawal limits, which can vary depending on the card issuer and the ATM.
Transaction Fees: Expect to pay a transaction fee for each ATM withdrawal. These fees can range from $1 to $3 per transaction.
ATM Availability: Not all ATMs accept Visa gift cards. Look for ATMs that display the Visa logo.
Balance Inquiry: Some ATMs may not allow you to check your gift card balance.

By understanding these limitations and fees, you can plan your ATM withdrawals accordingly and avoid any surprises.

4. Can You Buy Money Orders With Your Visa Gift Cards?

Certain stores, such as Walmart, permit the use of Visa gift cards to purchase money orders. Once you obtain the money order, you can deposit it into your bank account or cash it at a check-cashing service.

You can also acquire money orders from Western Union or the United States Postal Service. After obtaining the money order, deposit it into your bank account to subsequently cash it out.

It’s advisable to verify whether the store accepts gift cards for money orders beforehand to avoid any inconvenience.

4.1. Step-By-Step Guide To Purchasing Money Orders With Visa Gift Cards

Purchasing money orders with Visa gift cards can be a practical way to convert your gift card balance into cash. Here’s a step-by-step guide:

Visit a Participating Retailer: Go to a store that allows you to buy money orders with gift cards. Walmart, some grocery stores, and post offices are common options.
Check Store Policy: Before proceeding, verify with a store employee that you can use a Visa gift card to purchase a money order.
Determine the Amount: Decide on the amount you want to put on the money order. Keep in mind any limits imposed by the store or the card.
Complete the Purchase: Present your Visa gift card to the cashier and complete the purchase of the money order.
Fill Out the Money Order: Fill out the money order with the necessary information, including the recipient’s name, your name and address, and any required memo.
Deposit or Cash the Money Order: Take the completed money order to your bank to deposit it or cash it at a check-cashing service.

4.2. Stores And Institutions That Allow This Method

Several stores and institutions permit the purchase of money orders using Visa gift cards. Here are some of the most common:

Walmart: Walmart is a popular option for buying money orders with Visa gift cards.
United States Postal Service (USPS): Some USPS locations may allow you to purchase money orders with a Visa gift card, but policies can vary by location.
Western Union: Western Union locations may also offer money orders that can be purchased with a Visa gift card.
Grocery Stores: Certain grocery store chains, such as Kroger and Safeway, may allow you to buy money orders with a Visa gift card.
Check-Cashing Services: Some check-cashing services may also offer money orders that can be purchased with a Visa gift card.

4.3. Fees And Limitations When Buying Money Orders

When purchasing money orders with Visa gift cards, it’s important to be aware of potential fees and limitations:

Purchase Fees: Stores typically charge a fee for issuing money orders, which can range from $0.50 to $2.00 per money order.
Daily Limits: There may be daily limits on the amount you can put on a money order or the number of money orders you can purchase.
Gift Card Limits: The balance on your Visa gift card may limit the amount you can put on a money order.
Store Policies: Store policies can vary, so it’s always a good idea to check with the store before attempting to purchase a money order with a Visa gift card.
Identification Requirements: You may be required to present identification when purchasing a money order.

5. Can You Pay Bills Directly With Your Visa Gift Card?

While this method doesn’t directly convert your Visa gift card into cash, it enables you to utilize your gift card for routine expenses, potentially freeing up cash that would otherwise be used for those payments.

You can utilize your Visa gift card to settle expenses such as electricity bills, TV bills, cable services, and more. As long as the service provider accepts regular Visa debit cards, your Visa gift card functions as effectively as cash.

5.1. How To Pay Bills Using A Visa Gift Card?

The process of paying bills with a Visa gift card is as follows:

Visit the provider’s payment portal.
Proceed to make the payment and enter your card details.

By employing this method, you can leverage your Visa gift card to cover expenses you would typically pay with cash.

5.2. Types Of Bills You Can Pay

Using a Visa gift card to pay bills can be a convenient way to manage your finances. Here are some common types of bills you can pay:

Utilities: Pay for electricity, gas, water, and trash services.
Telecommunications: Cover your internet, phone, and cable bills.
Insurance: Pay for car, health, and home insurance premiums.
Credit Cards: Make payments towards your credit card balances.
Loans: Pay installments on personal loans, student loans, or auto loans.
Subscriptions: Cover monthly subscription services like streaming, gym memberships, and software.
Medical Bills: Pay for doctor visits, hospital bills, and other healthcare expenses.

5.3. Tips For Efficient Bill Payment

To make the most of using your Visa gift card for bill payments, consider these tips:

Check Balance: Before making a payment, check the balance on your Visa gift card to ensure it’s sufficient to cover the bill.
Multiple Cards: If your bill exceeds the balance on your gift card, some providers may allow you to split the payment between multiple cards or combine it with another payment method.
Online Payments: Opt for online payment portals for convenience and faster processing.
Automatic Payments: Set up automatic payments with your Visa gift card for recurring bills to avoid late fees.
Payment Confirmation: Always obtain a payment confirmation or receipt for your records.
Track Expenses: Keep track of your bill payments to manage your budget effectively.

6. How To Buy Items With A Visa Gift Card And Resell Them?

Beyond settling bills, you can also leverage your Visa gift card to purchase gasoline, groceries at local stores, meals at restaurants, and even online shopping. Treat it as you would cash or any other payment method. While this doesn’t yield physical cash, it prevents you from depleting your existing funds.

6.1. Selecting High-Demand Items For Resale

Selecting the right items to buy with your Visa gift card and resell is crucial for maximizing profit. Consider these factors:

Market Trends: Stay updated on current market trends and in-demand products.
Seasonal Items: Focus on seasonal items that are popular during specific times of the year.
Discounted Products: Look for discounted or clearance items with high resale potential.
Electronics: Electronics like smartphones, tablets, and accessories often have good resale value.
Fashion Apparel: Clothing, shoes, and accessories from popular brands can be profitable.
Home Goods: Home goods and décor items can also be in demand, especially if they are unique or stylish.

6.2. Online Platforms For Reselling Items

Various online platforms can help you resell items purchased with your Visa gift card. Here are some popular options:

eBay: eBay is a well-known online marketplace with a wide range of buyers and sellers.
Amazon: Amazon allows you to sell products through its marketplace, reaching millions of customers.
Facebook Marketplace: Facebook Marketplace is a convenient platform for selling items locally.
Craigslist: Craigslist is another popular option for selling items in your local area.
Poshmark: Poshmark is a platform specifically for selling fashion and accessories.

6.3. Maximizing Profits Through Reselling

To maximize your profits through reselling, consider these tips:

Competitive Pricing: Research the market value of your items and price them competitively.
High-Quality Photos: Use high-quality photos to showcase your items in the best possible light.
Detailed Descriptions: Write detailed and accurate descriptions of your items.
Excellent Customer Service: Provide excellent customer service to build trust and encourage repeat business.
Fast Shipping: Offer fast and reliable shipping options.
Promotions: Run promotions and offer discounts to attract buyers.

7. How To Add Your Visa Gift Card To PayPal For Online Transactions?

An alternative method to convert a Visa gift card into cash involves linking it to your PayPal account as a payment method. By doing so, you can seamlessly transfer the card’s balance into your PayPal wallet, from which you can then transfer the funds to your bank account.

7.1. Step-By-Step Guide To Adding A Visa Gift Card To PayPal

Here’s a detailed guide on how to add your Visa gift card to PayPal:

Log In to Your PayPal Account: Log in to your PayPal account on the PayPal website or app.
Go to Wallet: Click on the “Wallet” tab at the top of the page.
Link a Card: Click on the “Link a card or bank” option.
Enter Card Details: Enter the Visa gift card number, expiration date, and security code.
Address Verification: PayPal may ask for your billing address. Use the address associated with the gift card, if any, or your own address.
Confirm Card: PayPal may charge a small fee to verify the card, which will be refunded.
Save Card: Save the card to your PayPal account.

7.2. Using PayPal To Transfer Funds To Your Bank Account

Once you’ve added your Visa gift card to PayPal, you can transfer funds to your bank account:

Go to Wallet: Click on the “Wallet” tab in your PayPal account.
Transfer to Bank: Select the “Transfer to bank” option.
Choose Amount: Enter the amount you want to transfer from your PayPal balance to your bank account.
Select Bank Account: Choose the bank account you want to transfer the funds to.
Review and Confirm: Review the transfer details and confirm the transaction.

7.3. Potential Issues And Solutions

When adding your Visa gift card to PayPal, you may encounter some issues. Here are common problems and their solutions:

Card Not Accepted: Ensure that the Visa gift card is activated and has sufficient balance.
Address Mismatch: Use the correct billing address associated with the card.
Verification Failure: PayPal may charge a small fee to verify the card. Ensure you have sufficient balance on the card for this fee.
Transfer Limits: Be aware of any transfer limits imposed by PayPal.
Card Restrictions: Some Visa gift cards may have restrictions that prevent them from being used on PayPal.

8. How To Add Your Visa Gift Card To Venmo For Online Transactions?

Similar to PayPal, you can also convert your Visa gift card into cash by utilizing Venmo.

8.1. Step-By-Step Guide To Adding A Visa Gift Card To Venmo

Here’s how to get cash from a Visa gift card on Venmo:

Add the Visa gift card to your Venmo account as a “funding source“.
Utilize the balance of your gift card to send funds to a trusted individual. Alternatively, you can use your secondary Venmo account.
Subsequently, withdraw the transferred balance to your bank account for cash access.

8.2. Transferring Funds From Venmo To Your Bank Account

Transferring funds from Venmo to your bank account is a straightforward process:

Open Venmo App: Launch the Venmo app on your smartphone.
Access Menu: Tap on the menu icon, typically located in the top-left or top-right corner of the screen.
Select “Transfer to Bank”: In the menu, find and select the “Transfer to Bank” option.
Enter Amount: Input the amount you wish to transfer from your Venmo balance to your bank account.
Choose Bank Account: Select the bank account you want to transfer the funds to. If you haven’t linked a bank account yet, you’ll need to add one.
Review and Confirm: Review the transfer details and confirm the transaction.
Processing Time: Depending on your bank and Venmo’s policies, the transfer may take a few business days to complete.

8.3. Overcoming Limitations When Using Venmo

When using Venmo, you may encounter certain limitations:

Transfer Limits: Venmo may impose daily or weekly transfer limits, restricting the amount you can transfer to your bank account.
Verification Requirements: Venmo may require you to verify your identity or bank account before allowing transfers.
Fees: Venmo may charge fees for certain types of transfers, such as instant transfers.
Card Restrictions: Some Visa gift cards may have restrictions that prevent them from being used on Venmo.

By understanding these limitations and taking necessary precautions, you can navigate the Venmo platform effectively and efficiently transfer funds to your bank account.

Frequently Asked Questions About Getting Cash From Visa Gift Cards

Can a Visa gift card be converted to cash?

Yes, a Visa gift card can be converted to cash in several ways. You can sell the card, use it to buy a money order, or withdraw cash from an ATM if your card allows it. These options can help you turn your gift card into actual cash.
Can you transfer a Visa gift card to your bank account?

Yes, you can transfer a Visa gift card balance to your bank account, but it’s not a direct process. You can add the card to PayPal or Venmo and then transfer the funds to your bank. Another option is to use the card to buy a money order, which you can deposit into your account.
How can I get cash from a Visa gift card?

To get cash from a Visa gift card, follow any of the methods listed in this article. You could sell the gift card, withdraw from an ATM, buy a money order, pay bills, purchase items, or add it to PayPal or Venmo. You can also use the card for purchases and resell the items for cash.
How can I transfer money from a Visa gift card to PayPal?

You can’t directly transfer money from a Visa gift card to a PayPal account, but you can work around it by adding the card to your account as a payment method. You can then send the balance to yourself or a trusted friend and transfer the funds to your bank account from there.
Where can I sell Visa gift cards for money?

As mentioned in this article, you can sell Visa gift cards on a reputable exchange platform like ours. At Nosh, you’ll experience a top-nosh opportunity to trade your VISA gift cards for cash effortlessly.
How to cash out the vanilla Visa gift card?

The steps mentioned in this article are equally applicable to cashing out a Vanilla Visa gift card. You can cash out Vanilla Visa gift cards by:
- Selling the gift card
- Withdrawing from an ATM
- Buying money orders with the card
- Paying bills with the card
- Making purchases with the card
- Buying items with the card and resell
- Adding the card to Venmo
- Adding the card to PayPal
Can I use a Visa gift card to pay my rent?

Yes, you can potentially use a Visa gift card to pay your rent, but it depends on your landlord’s or property management’s payment policies. Some landlords may accept credit or debit card payments directly, while others may require you to use a third-party payment service.
Are there any apps that allow me to cash out a Visa gift card?

While there isn’t a specific app designed solely to cash out Visa gift cards, you can use apps like PayPal or Venmo to transfer the balance from your Visa gift card to your bank account. Additionally, some gift card exchange platforms may have mobile apps that allow you to sell your gift card for cash.
What are the best alternatives to cashing out a Visa gift card?

If you’re unable to cash out your Visa gift card, there are several alternatives you can consider:
- Use it for everyday purchases at stores or online retailers.
- Give it as a gift to someone else.
- Donate it to a charitable organization.
Where can I find more financial resources and tools?

For additional financial resources and tools, visit money-central.com. Our website offers a wealth of information on personal finance topics, including budgeting, saving, investing, and debt management. You can also find useful calculators, articles, and expert advice to help you achieve your financial goals. Our address is 44 West Fourth Street, New York, NY 10012, United States. You can call us at +1 (212) 998-0000 or visit our website at money-central.com.

Conclusion: Unlock the Potential of Your Visa Gift Card

In this guide, we’ve explored eight effective methods for converting your Visa gift card into usable funds. Each strategy offers a distinct approach to either utilizing the gift card as cash or obtaining actual money in return. Armed with this knowledge, you can confidently select the method that best suits your individual needs and financial circumstances.

How To Get Money Off Of A Visa Gift Card?