Cash App has become a hugely popular mobile payment service, offering a convenient way to send, spend, and save money. While many users link their bank accounts or debit cards for funding, you might be wondering, “how to put money on my Cash App card” using cash? The good news is, Cash App allows you to deposit cash to your balance at numerous retail locations across the country. This guide will walk you through the process, locations, fees, and everything you need to know to easily add cash to your Cash App card.
Step-by-Step Guide to Depositing Cash to Your Cash App Card
Putting cash on your Cash App card is a straightforward process. Here’s a detailed breakdown:
1. Locate a Participating Retailer
Cash App partners with a wide network of retailers where you can deposit cash directly into your account. These locations include well-known stores like:
- 7-Eleven
- CVS Pharmacy
- Walgreens
- Walmart
- Dollar General
- Circle K
- Kroger
- Speedway
- And many more!
To find the nearest location, follow these simple steps within the Cash App:
- Tap the “Banking” tab on your Cash App home screen. This is typically located at the bottom left corner and might be represented by a building icon or the word “Banking”.
- Select “Paper Money”. You should find this option within the Banking tab. Tapping on “Paper Money” will open the cash deposit feature.
- Find a nearby location. Cash App will use your phone’s location services to display participating retailers near you on a map. You can scroll the map to explore different areas or use the search bar to enter a specific address or zip code.
Once you’ve identified a convenient location, you can tap on it to get directions or copy the address for use in your preferred navigation app. This helps you quickly and easily find your way to the chosen retailer.
2. Deposit Cash at the Register
Once you arrive at your chosen store, head to the cashier. Here’s how to complete the deposit:
- Inform the cashier you want to load funds to Cash App. Simply tell the cashier that you would like to add money to your Cash App using the barcode.
- Access the barcode in your Cash App. If the cashier is unsure, you can help them by showing the instructions. Tap the question mark (“?”) icon on the “Paper Money” map screen within your Cash App. This will display instructions for the cashier.
- Present the barcode for scanning. The cashier needs to scan the barcode directly from your Cash App screen to initiate the deposit.
- Hand the cash to the cashier. After the barcode is scanned, tell the cashier the amount of cash you wish to deposit and hand them the money.
- Confirm the deposit. The funds should be added to your Cash App balance almost instantly. It’s highly recommended to keep the receipt provided by the cashier as confirmation of your deposit.
Important Things to Know About Cash App Cash Deposits
Before you head out to deposit cash, it’s important to be aware of a few key details:
Deposit Fee
Cash App charges a flat $1 processing fee for each paper money deposit. This fee is automatically deducted from the deposit amount. For example, if you deposit $20 in cash, $19 will be added to your Cash App balance after the fee.
Fee Waiver: You can get the $1 fee waived if you receive direct deposits of $300 or more in paychecks per month into your Cash App account.
Deposit Limits
To ensure security and compliance, Cash App has limits on paper money deposits:
- Maximum deposit per transaction: $500
- Minimum deposit per transaction: $5
- Maximum deposit within 7 days (rolling): $1,000
- Maximum deposit within 30 days (rolling): $4,000
These limits are on a rolling basis. If you reach a deposit limit, Cash App will send you a notification with further details.
ID Verification
Some retailers may require you to show a valid photo ID as an additional verification step when making a cash deposit. This is due to the individual store’s policies and procedures, not necessarily Cash App’s requirement. Be prepared to present your ID if requested.
What If the Cashier Asks to Swipe Your Card?
Occasionally, a cashier might mistakenly ask you to swipe your physical Cash Card for a paper money deposit. This is incorrect. Cash App cash deposits require the cashier to scan the barcode from your app. If you are asked to swipe your card, politely inform the cashier that they need to scan the barcode in your Cash App to process the deposit.
Conclusion
Depositing cash to your Cash App card is a convenient option when you need to add funds using physical money. With a wide range of participating retailers and a simple barcode-based process, you can easily put money on your Cash App card and continue using it for all your payment needs. Just remember the $1 fee and deposit limits, and you’ll be set to manage your finances effectively with Cash App.
