Need to cash a money order quickly? Finding a convenient location that cashes money orders near you is easy. This guide will walk you through your options for cashing domestic money orders, including post offices, banks, and retail stores. We’ll also cover how to check the status of a money order and what to do if yours is lost, stolen, or damaged.
Where Can I Cash a Money Order?
Several locations typically cash money orders. The most common places include:
1. Post Offices:
The United States Postal Service (USPS) offers a reliable way to cash money orders purchased at a post office. This service is generally free for USPS money orders. You’ll need a valid photo ID to cash it. Rural carriers may also be able to cash your money order if they have sufficient funds available.
2. Banks and Credit Unions:
Most banks and credit unions will cash money orders for their customers, often for free or a minimal fee. Check with your specific financial institution for their policy on cashing money orders, as fees and requirements may vary. They may also require you to have an account with them.
3. Retail Stores:
Some retail stores, such as grocery stores, pharmacies, and check-cashing businesses, may also offer money order cashing services. However, these locations often charge a fee for this service. It’s best to call ahead to confirm if they cash money orders and inquire about any associated fees.
How to Cash a Money Order at the Post Office
Cashing a money order at the post office is straightforward:
- Don’t Sign Yet: Do not sign the back of the money order until you are at the post office counter with a postal worker.
- Bring Your ID: Take your money order and a valid government-issued photo ID to any post office location.
- Sign at the Counter: The postal worker will verify your ID and have you sign the money order in their presence.
Note: There may be additional requirements for cashing money orders made out to organizations, multiple people, or minors.
Checking a Money Order’s Status
To check the status of a USPS money order, visit the USPS website and use their Money Order Inquiry tool. You’ll need the money order’s serial number, post office number, and dollar amount.
Lost, Stolen, or Damaged Money Orders
Lost or Stolen:
While you can’t stop payment on a money order, you can request a replacement for a lost or stolen one. Be aware that this process takes time (up to 60 days for investigation) and involves a processing fee. Contact your local post office for assistance.
Damaged:
Damaged money orders can usually be replaced at your local post office. Bring the damaged money order and your receipt to initiate the replacement process.
Finding Cash Money Order Locations Near You
Use online search engines and map applications to find “Cash Money Orders Near Me.” Specify your location for more accurate results. These tools often provide addresses, hours of operation, and customer reviews for nearby locations that cash money orders. Remember to always verify information and fees directly with the chosen location before visiting.
