Yes, the United States Postal Service (USPS) sells money orders. They’re a safe, affordable way to send money when you don’t want to use cash or a personal check. This article covers where to buy them, how much they cost, and other frequently asked questions about USPS money orders.
Where Can I Buy a Money Order at the Post Office?
You can purchase money orders at any Post Office location. Use the USPS website to find the nearest branch to you. Most locations offer extended hours, making it convenient to buy a money order even outside of traditional banking hours.
How Much Does a Money Order Cost at the Post Office?
The fees for USPS money orders vary depending on the amount:
- Up to $500: The current fee is around $1.75.
- $500.01 to $1,000: The fee is slightly higher, generally around $2.20.
It’s always a good idea to check with your local Post Office for the most up-to-date pricing, as fees can change.
How Do I Cash a Money Order from the Post Office?
Cashing a USPS money order is straightforward:
- Don’t sign the money order yet: Wait until you’re at the location where you’ll cash it.
- Bring your photo ID: You’ll need a valid government-issued photo ID to verify your identity.
- Sign in front of the clerk: Sign the money order at the counter in the presence of a postal worker or bank teller.
You can cash a USPS money order for free at any Post Office. You can also cash them at most banks and some retail stores, though they may charge a fee.
What If My Money Order is Lost or Stolen?
While you can’t stop payment on a USPS money order, you can request a replacement. This process involves:
- Filing a Money Order Inquiry: Visit a Post Office and speak with a retail associate to initiate the inquiry. You’ll need your receipt.
- Paying a fee: There’s a non-refundable fee (currently around $20.15) to replace a lost or stolen money order.
- Waiting for investigation: The USPS investigates lost or stolen money orders, which can take up to 60 days.
Can I Track My Money Order?
Yes, you can track the status of your money order online using the USPS Money Order Inquiry system. You’ll need the money order serial number, Post Office number, and dollar amount.
What Happens if My Money Order is Damaged?
If your money order is damaged but still legible, the Post Office will generally replace it for free. Take the damaged money order and your receipt to your local Post Office.
Key Takeaways About Post Office Money Orders
USPS money orders are a reliable and affordable payment method accepted at many locations. You can buy and cash them at Post Offices nationwide. Remember to keep your receipt as it’s crucial for tracking and replacing lost or damaged money orders. While there are fees associated with purchasing and replacing money orders, cashing them at a Post Office is always free.
