Need to send, receive, or request money quickly and easily? Apple Cash offers a seamless solution for managing your funds directly from your Apple devices. This guide provides a comprehensive overview of how to get money using Apple Cash, covering everything from sending and receiving payments to setting up recurring transactions.
Sending Money with Apple Cash
Apple Cash allows you to send money to friends and family directly through the Messages or Wallet app. Your Apple Cash balance is the default payment method, but you can also use a linked debit card.
Sending Money via Messages
On iPhone:
- Open Messages and start a new conversation or select an existing one.
- Tap the plus icon and select Apple Cash.
- Enter the amount and tap “Send.” Include a comment for transaction clarity.
Image of iPhone sending money in the Messages app
- Review the payment and tap the “Send” button to confirm.
- To use your debit card instead of Apple Cash, tap “Change Payment Method” and toggle Apple Cash off.
- If your Apple Cash balance is insufficient, the remaining amount can be paid with your debit card.
- Double-click the side button and authenticate with Face ID, Touch ID, or your passcode.
On Apple Watch:
- Open Messages and select a conversation.
- Tap the plus icon and choose Apple Cash.
- Adjust the amount using the plus/minus signs or the Digital Crown.
Image of Apple Watch sending money in the Messages app.
- Tap “Send” and review the payment.
- Double-click the side button to send.
Sending Money via Wallet
- Open the Wallet app and tap your Apple Cash card.
- Tap “Send or Request” and select the recipient.
Image of iPhone sending money in the Wallet app
- Tap “Next,” enter the amount, and tap “Send.”
- Double-click the side button and authenticate to confirm.
Receiving Money with Apple Cash
When someone sends you money, it’s added to your Apple Cash balance. You can then spend it using Apple Pay, send it to others, or transfer it to your bank account.
You might be asked to verify your identity to ensure account security and enable full functionality. You can choose to accept payments manually or automatically in the Wallet app settings.
Image of iPhone showing the More menu with Recurring Payments selected
Manual acceptance requires you to approve each payment within 7 days via the Messages app. While automatic acceptance instantly adds funds to your Apple Cash balance. If you don’t have Apple Cash set up, accepting a payment will prompt you to do so.
Requesting Money with Apple Cash
Need to get money back from a friend? Apple Cash makes it easy to request payments through the Messages app.
On iPhone:
- Open Messages and select a conversation.
- Tap the plus icon, choose Apple Cash, enter the amount, and tap “Request.”
Image of iPhone requesting money in the Messages app
- Tap “Send” to submit your request.
On Apple Watch:
- Open Messages and choose a conversation.
- Tap the plus icon and select Apple Cash.
- Enter the amount, swipe left on the “Send” button to reveal “Request,” and then tap “Request.”
Responding to a request is simple. Open the message on your iPhone or Apple Watch and tap “Pay.” You can review and adjust the amount before confirming the payment.
Managing Your Money with Apple Cash
Image of the top of two iPhones next to each other
Apple Cash offers convenient features to manage your transactions effectively. You can schedule recurring payments, cancel pending transactions, and reject unwanted payments.
To cancel a pending payment, check your transaction history in the Wallet app. If the status is “pending,” you can cancel it. To reject a payment, locate it in your latest transactions within the Wallet app and select “Reject Payment.”
Apple Cash provides a secure and convenient way to get money, send money, and manage your finances directly from your Apple devices. By following this guide, you can utilize all of its features to simplify your financial transactions.
