Adding funds to your Cash App balance offers flexibility, and for those who prefer cash, depositing paper money is a convenient option. This guide provides a comprehensive walkthrough on how to add money to Cash App using cash deposits, ensuring you can easily manage your finances within the app.
Finding Cash Deposit Locations Near You
Cash App makes it simple to find participating retailers where you can deposit cash. These locations span a wide range of stores, making it likely you’ll find a convenient spot nearby.
Participating Merchants:
- 7 Eleven
- Baker’s
- Bashas’
- City Market
- Circle K
- Cox Foodarama
- CVS Pharmacy
- Delek
- Dillons
- Dodge Foods
- Dollar General
- Duane Reade (displays as Walgreens on the map)
- EZ Mart
- Family Dollar
- Food 4 Less
- Foods Co
- Fred Meyer
- Fry’s
- Gerbes
- GoMart
- H-E-B
- Holiday Station
- Huck’s
- Jacksons
- Jay C Food Store
- King Soopers
- Kroger
- Kwik Check Foods
- KwikTrip
- Kum & Go
- Mariano’s
- Maverik
- Metro Market
- Pay-Less Super Markets
- Pick’n Save
- Pilot Travel Centers
- QFC
- Ralphs
- Rite Aid
- Royal Farms
- Ruler
- SaveMart
- Sheetz
- Smith’s Food and Drug
- Speedway
- Sunset Foods
- Thorntons
- TravelCenters of America
- Walgreens
- Walmart*
- Wesco
- Yesway
* For Walmart deposits, head to the customer service desk or MoneyCenter. Note that their operating hours might differ from the store’s general hours.
Utilizing the Cash App Map to Locate Deposit Points:
The Cash App itself has a built-in map to help you pinpoint the nearest cash deposit locations. Here’s how to access it:
- Navigate to the Banking Tab: On your Cash App home screen, tap the “Banking” tab, usually located at the bottom left corner represented by a bank icon.
- Select “Paper Money”: Within the Banking tab, you’ll find the “Paper Money” option. Tap on it to proceed.
- Explore the Map: The app will display a map showing deposit locations in your vicinity. You can browse the map or use the search bar to enter a specific address to find locations in that area.
Once you’ve identified a convenient location, Cash App offers options to get directions or copy the address for use in your preferred navigation app, streamlining your trip to deposit cash.
Step-by-Step Guide to Depositing Cash at a Retailer
After arriving at your chosen store, the process to add money to Cash App is straightforward:
- Inform the Cashier: Go to the cashier and let them know you want to load funds onto your Cash App using your barcode.
- Barcode Access: Your Cash App will generate a barcode for the transaction. If the cashier is unfamiliar with the process, tap the “?” icon on your map within the Cash App. This will display instructions that you can show to the cashier to guide them.
- Barcode Scan and Cash Handover: The cashier will scan the barcode displayed in your Cash App. After scanning, hand them the cash amount you wish to deposit into your Cash App balance.
- Funds Added and Receipt: The deposited funds will automatically be credited to your Cash App account. It’s highly recommended to retain the receipt provided by the cashier as proof of your deposit.
Addressing Card Swiping Inquiries:
Occasionally, a cashier might ask you to swipe your Cash Card for a paper money deposit. It’s crucial to understand that for Cash App paper money deposits, the barcode must be scanned to initiate the transaction. If you’re prompted to swipe your card, politely inform the cashier that they need to scan the barcode instead. Swiping or inserting your Cash Card will not process a paper money deposit in this manner.
Understanding Fees and Deposit Limits
While depositing cash into Cash App offers convenience, it’s important to be aware of associated fees and limits:
Processing Fee: Cash App applies a flat $1 processing fee for each paper money deposit. This fee is automatically deducted from the deposit amount. For instance, if you deposit $20 in cash, $19 will be added to your Cash App balance.
Fee Waiver with Direct Deposit: The $1 deposit fee is waived if you have $300 or more in paychecks directly deposited into your Cash App account per month. This can be a cost-effective way to regularly add funds and avoid deposit fees.
Deposit Limits: Cash App implements limits on paper money deposits to ensure security and compliance. These limits are:
- Weekly Limit: You can deposit up to $1,000 per rolling 7-day period.
- Monthly Limit: You can deposit up to $4,000 per rolling 30-day period.
- Transaction Limits: Each individual cash deposit must be a minimum of $5 and cannot exceed $500.
These limits are based on a rolling timeframe, not fixed calendar weeks or months. Cash App will send a notification if you approach or reach a deposit limit, providing further details.
ID Verification at Retail Locations
It’s important to note that some merchants or retailers may request to see your identification as an additional verification step when you deposit cash. This is due to individual store policies and procedures. Since you are conducting the paper cash deposit at a physical store, you will need to adhere to any identification policies that the specific location has in place. This is a standard security measure at many financial transaction points and is not unique to Cash App deposits.
By following these steps and understanding the guidelines, you can confidently add money to Cash App using paper money deposits, maximizing the utility of your Cash App account for your financial needs.
