Sending money online is a common need, and PayPal offers a convenient and secure way to do it. Whether you need to pay for goods and services or send funds to friends and family, PayPal allows you to transfer money quickly and easily. This guide provides a step-by-step walkthrough on how to Send Money Via Paypal using various methods.
How to Send Money Using the PayPal Website
Using the PayPal website, you can send money to someone using their email address, phone number, username, or even their name.
- Navigate to Send and Request: Log in to your PayPal account and go to the “Send and Request” page.
- Enter Recipient Information: Enter the recipient’s email address, phone number, PayPal username, or name in the designated field. Click “Next.”
- Specify Amount and Currency: Enter the amount you wish to send and select the desired currency. You can also add an optional note for the recipient. Click “Continue.”
- Choose Payment Type: Select the appropriate payment type: “For Goods and Services” or “For Friends and Family.” This choice impacts fees and buyer/seller protection.
- Select Payment Method: Choose your preferred payment method, such as your PayPal balance, linked bank account, or credit card. Click “Next.”
- Review and Confirm: Carefully review the payment details, ensuring accuracy in the recipient, amount, currency, and payment type. Click “Send Payment Now.”
Sending Money via the PayPal Mobile App
The PayPal mobile app provides a seamless experience for sending money on the go.
- Access Send/Request: Open the PayPal app and tap on “Send/Request.”
- Add Recipient Details: Enter the recipient’s name, @username, email address, or mobile number. You can also select the recipient from your contact list.
- Input Amount and Currency: Enter the amount to send and choose the currency. Include an optional note if needed. Tap “Next.”
- Select Payment Type and Send: Choose between “For Goods and Services” or “For Friends and Family.” Review the information and tap “Send.”
Utilizing PayPal.Me for Easy Payments
PayPal.Me allows you to create a personalized link for requesting and receiving payments.
- Open the PayPal.Me Link: Click or tap the PayPal.Me link provided to you, or enter it into your web browser.
- Click/Tap Send: Click or tap the “Send” button on the PayPal.Me page.
- Enter Amount and Note: Enter the amount you want to send and add an optional note. Click or tap “Continue.”
- Choose Payment Type: Select “For Goods and Services” or “For Friends and Family” if available.
- Select Payment Method: Choose your payment method and click or tap “Next.”
- Confirm and Send: Review the payment details and click or tap “Send Payment Now.”
Important Considerations for Sending Money via PayPal
- “Goods and Services” vs. “Friends and Family”: Use “Goods and Services” when purchasing items to ensure buyer protection and seller fees are applied. Use “Friends and Family” for personal transactions, but be aware of potential fees for international transfers and limited buyer protection.
- International Transfers: PayPal and Xoom facilitate international money transfers. Fees and exchange rates may vary.
- Payment Reversals: Once a payment is sent, it cannot be reversed. Contact the recipient to request a refund if necessary. Refunds are processed through the PayPal website.
- Confirmation Required: New PayPal users need to confirm their email address and may need to complete identity verification before receiving funds.
By understanding these guidelines, you can confidently send money via PayPal, ensuring a smooth and secure transaction experience.
