A money order offers a secure way to send funds, but what happens if it gets lost or delayed? Knowing how to track a money order provides peace of mind. This guide outlines the steps to track a USPS money order, check its status, and understand the process for replacing a lost, stolen, or damaged money order.
Tracking Your USPS Money Order
The United States Postal Service (USPS) provides a convenient online tool to track your money order’s status. This allows you to confirm whether the money order has been cashed or is still outstanding.
To track your money order, you will need the following information:
- Money Order Serial Number: This unique number is located on the money order.
- Post Office Number: The issuing Post Office’s number is also found on the money order.
- Dollar Amount: The exact amount for which the money order was purchased.
With this information in hand, visit the USPS Money Orders application online and enter the details to check the status of your money order.
Understanding Money Order Statuses
When you track your money order, you might encounter different statuses. Here are some common ones:
- Not Cashed: This indicates the money order hasn’t been presented for payment.
- Cashed: This confirms the money order has been successfully cashed.
- Under Investigation: This status appears if a claim has been filed for a lost, stolen, or damaged money order.
Replacing a Lost, Stolen, or Damaged Money Order
If your money order is lost, stolen, or damaged, you can request a replacement through the USPS.
Lost or Stolen Money Orders
While you cannot stop payment on a money order, you can initiate a Money Order Inquiry to investigate its status. This process can take up to 60 days and involves a $6.25 processing fee. If confirmed lost or stolen, a replacement money order will be issued. Be prepared to provide as much information as possible about the purchase and circumstances of the loss.
Damaged Money Orders
Defective or damaged money orders can be replaced at your local Post Office. Take the damaged money order and your receipt to a retail associate to initiate the replacement process.
Cashing a Money Order
While not directly related to tracking, it’s helpful to understand how to cash a money order. You can cash it at a Post Office for free, at most banks, and some retail stores. Remember to bring a valid photo ID for identification. Do not sign the money order until you are at the counter with a postal worker.
Key Takeaways for Tracking Money Orders
Tracking a money order offers a way to monitor its status and take action if necessary. Remember to keep your receipt and record the key information needed for tracking. Utilizing the USPS online resources and understanding the replacement process ensures a smoother experience when using money orders.
