How to Transfer Money Using Apple Cash: A Comprehensive Guide

Apple Cash offers a seamless way to Transfer Money to friends and family. This guide provides a detailed walkthrough of sending and receiving money using Apple Cash, covering everything from setting up recurring payments to requesting funds.

Image of iPhone sending money in the Messages appSending money through messages.

Transferring Money via Messages

Apple Cash integrates directly with the Messages app, making money transfers quick and easy.

Sending Money on iPhone

1. Open a conversation in Messages.
2. Tap the plus icon and select Apple Cash.
3. Enter the amount and tap “Send.” You can add a comment for the transaction.
4. Review the payment and double-click the side button to confirm using Face ID, Touch ID, or your passcode.
5. To use a debit card instead of your Apple Cash balance, tap “Change Payment Method” before confirming.

Sending Money on Apple Watch

1. Open a conversation in Messages.
2. Tap the plus icon and select Apple Cash.
3. Adjust the amount using the plus/minus signs or the Digital Crown.
4. Tap “Send,” review the payment, and double-click the side button to confirm.

Transferring Money via the Wallet App

The Wallet app provides another convenient way to transfer money with Apple Cash.

1. Open the Wallet app and tap your Apple Cash card.
2. Tap “Send or Request” and select the recipient.
3. Enter the amount, tap “Send,” then confirm the payment with Face ID, Touch ID, or passcode.

Image of iPhone sending money in the Wallet appTransferring money using the Wallet App interface.

Setting up Recurring Payments

Automate regular payments with Apple Cash’s recurring payment feature.

1. Open the Wallet app and tap your Apple Cash card.
2. Tap the “More” button, then “Recurring Payments,” and select “New Recurring Payment.”
3. Add the recipient, payment amount, start date, frequency, and an optional memo. Confirm the payment.

Image of iPhone showing the More menu with Recurring Payments selectedAccessing Recurring payments options in the Wallet App.

Requesting Money

Easily request money from others through Messages.

Requesting on iPhone

1. Open a conversation in Messages.
2. Tap the plus icon, select Apple Cash, enter the amount, and tap “Request.”

Requesting on Apple Watch

1. Open a conversation in Messages.
2. Tap the plus icon and select Apple Cash.
3. Enter the amount, swipe left on the “Send” button to reveal “Request,” and tap “Request.”

Image of iPhone requesting money in the Messages appRequesting money through the message interface.

Accepting and Rejecting Payments

Manage incoming payments effortlessly. Enable automatic acceptance in Wallet settings or manually accept payments within seven days via the Messages app. Reject unwanted payments in your transaction history within the Wallet app.

Cancelling Sent Payments

Pending payments can be cancelled in your Apple Cash transaction history.

Conclusion

Apple Cash provides a convenient and secure platform to transfer money. Whether you’re splitting a bill, sending a gift, or setting up regular payments, Apple Cash offers a user-friendly experience directly integrated into your Apple devices. Remember to only send and receive money with trusted contacts. For more details, consult Apple’s official support documentation.