Finding unclaimed money in Pennsylvania can be a surprising windfall. This guide outlines how Pennsylvania residents who received Pandemic Unemployment Assistance (PUA) or Federal Pandemic Unemployment Compensation (FPUC) benefits can access their funds and what to expect regarding payment methods.
Understanding Payment Methods for PUA and FPUC Benefits
During the pandemic, the Pennsylvania Treasury Department and the Pennsylvania Department of Labor and Industry (L&I) transitioned to primarily distributing unemployment benefits via debit cards to combat fraud and expedite payments.
The U.S. Bank ReliaCard
Most PUA recipients received a U.S. Bank ReliaCard, a prepaid Visa debit card, even if they initially requested direct deposit. This card allows for convenient access to funds:
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Automatic Issuance: ReliaCards were sent automatically to eligible recipients approximately 7-10 days after their initial payment was processed. The card arrives in a plain envelope postmarked from Indianapolis, IN.
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Convenient Access to Funds: The ReliaCard functions like a regular debit card, enabling purchases anywhere Visa is accepted, cash back with purchases, bill payments, and cash withdrawals at over 3900 in-network ATMs in Pennsylvania, often without fees.
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Manage Your Account: Monitor your balance and transactions through the ReliaCard mobile app or website (usbankreliacard.com). Set up email or text alerts for payment notifications. You can also transfer funds to your personal bank account (fees may apply).
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Fee Information: Specific fees and transaction limits apply to certain ReliaCard services. Detailed information is available in the Fee Schedule and Cardholder Agreement. You can find additional information about the ReliaCard on the Pennsylvania Treasury website.
Requesting Payment by Check
While less common, you can request to receive your benefits via check. However, this method is significantly slower due to processing and mail delivery times, typically taking 4-6 business days after filing. Furthermore, high volumes of claims may cause unpredictable delays.
To request payment by check, visit the Pennsylvania Treasury’s website and provide the necessary information.
Important Considerations
- Delivery Time: While debit cards generally arrive within 7-10 days, checks can take considerably longer. Factor in potential mail delays when choosing your preferred method.
- Security: The ReliaCard offers a secure way to receive benefits, reducing the risk of lost or stolen checks.
- Accessibility: The ReliaCard provides wider and more immediate access to funds through ATMs and online services compared to checks.
- Fees: Be aware of potential fees associated with certain ReliaCard transactions and services. Review the Fee Schedule for details.
The shift to debit card payments for PUA and FPUC benefits reflects a commitment to efficient and secure disbursement of funds. Whether you received a ReliaCard or opted for payment by check, understanding the processes and potential delays will help you access your unclaimed money in Pennsylvania. Remember to keep your personal information secure and monitor your accounts regularly.
The ReliaCard is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. © 2020 U.S. Bank. Member FDIC. Fees and transaction limits apply. See Fee Schedule and Card Carrier for details. For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
