Making Bells (the in-game currency) is crucial in Animal Crossing: New Horizons to upgrade your island, pay off loans from Tom Nook, and enjoy all the delightful items and experiences the game offers. While fishing, catching bugs, and selling items are reliable methods, planting a money tree offers a unique and lucrative way to boost your Bell balance. This guide will walk you through the simple steps to cultivate your own Animal Crossing Money Tree and maximize your return on investment.
Spotting the Potential: Finding the Glowing Ground
Every day, as you explore your island, keep an eye out for a distinctive glowing spot on the ground. This shimmering patch isn’t just a decorative element; it signals the location where you can plant your very own money tree. These spots appear randomly each day, so make it part of your daily routine to scan your island.
Finding a Glowing Spot for an Animal Crossing Money Tree: Look for the telltale golden shimmer on the ground each day to start your Bell-growing venture.
Planting Your Investment: Burying Bells for Growth
Once you’ve located the glowing spot, equip your shovel and dig! You’ll unearth a bag containing 1,000 Bells. Now, here’s where the magic happens. Instead of simply pocketing the initial 1,000 Bells, open your inventory and select your Bell pouch. Choose the amount of Bells you wish to plant. You can replant the initial 1,000 Bells for a guaranteed small profit, or you can choose to invest more for a potentially larger payout.
To plant your money tree, simply select the desired amount of Bells and choose to bury them back in the glowing hole you just dug. You’ll see a small sapling sprout immediately, indicating the beginning of your money tree‘s growth.
The Waiting Game: Nurturing Your Budding Bell Tree
Patience is key in cultivating your animal crossing money tree. After burying your Bells, you’ll need to wait a few days for the sapling to mature into a fully grown tree. During this time, you don’t need to water or care for it in any special way. Just let nature take its course.
Harvesting Your Rewards: Shaking for Bell Riches
After a few days have passed, your sapling will have transformed into a mature tree adorned with bags of Bells! Now for the satisfying part: shake the tree! Each money tree will yield three bags of Bells, and the amount in each bag is directly related to how much you initially buried.
Maximizing Your Money Tree Yield: Investment Strategies
The crucial question is: how many Bells should you bury for the best return? While burying 1,000 Bells guarantees a modest profit (yielding 3,000 Bells total), many players experiment with planting larger sums.
Here’s a breakdown of common strategies and considerations:
- Guaranteed Profit (1,000 – 10,000 Bells): Planting up to 10,000 Bells generally guarantees a return of three times the planted amount, up to a maximum of 30,000 Bells. This is a safe and reliable method for consistent gains.
- The 10,000 Bell Sweet Spot: Burying 10,000 Bells is often considered the most reliable strategy. It offers a significant return of 30,000 Bells without risking your investment.
- High-Risk, High-Reward (Above 10,000 Bells): Some players have reported success burying amounts like 30,000 or even 99,000 Bells, potentially yielding three bags of the planted amount. However, it’s important to note that planting more than 10,000 Bells does not guarantee a tripled return. There’s a risk that burying a larger sum might still only yield the standard 30,000 Bells total.
Gamble Wisely: Investing more than 10,000 Bells in a money tree is essentially a gamble. While you might get a huge payout, you also risk only receiving 30,000 Bells back. Consider your risk tolerance and Bell balance before planting large sums.
Relocating Your Money Tree Sapling
If you plant your money tree sapling in an inconvenient location, don’t worry! You can easily move it. Simply use your shovel to dig up the sapling and replant it elsewhere on your island. This relocation will not affect its growth or the eventual Bell yield.
Conclusion: Planting the Seeds of Prosperity
Animal Crossing money trees are a fun and effective way to increase your Bell income in New Horizons. By following these simple steps and understanding the investment strategies, you can cultivate your own grove of money trees and watch your virtual wealth grow. Whether you choose the safe route of planting 10,000 Bells or decide to gamble for a potentially larger fortune, money trees are a valuable asset for any aspiring island tycoon in Animal Crossing: New Horizons.
