Apps That Lend You Money: Get Cash Fast When You Need It

Life can throw unexpected financial curveballs. Whether it’s a sudden bill, car repair, or just needing a little extra to make it to payday, sometimes you need access to cash quickly. That’s where Apps That Lend You Money come in, offering a convenient way to bridge financial gaps. Brigit is one such app designed to provide fast cash advances, help you build credit, and offer tools to manage your finances effectively.

What are Apps That Lend You Money?

Apps that lend you money, also known as cash advance apps, provide short-term loans or advances to help users cover immediate expenses. These apps differentiate themselves from traditional lenders by offering faster access to funds, often without stringent credit checks, and focusing on smaller loan amounts. They are designed to be a safety net for unexpected costs, offering a quick and relatively simple solution for financial pinches.

Key Features of Apps Like Brigit

Brigit stands out in the landscape of apps that lend you money by offering a range of features aimed at improving your overall financial health, not just providing quick cash. Here’s a breakdown of its core benefits:

Get Cash Fast When You Need It

One of the primary appeals of Brigit is its ability to provide fast cash advances.* Ranging from $25 to $250, these advances can be a lifeline when you’re short on funds.

No Credit Check: Unlike traditional loans, Brigit often doesn’t require a credit check for cash advances, making it accessible even if you have a limited credit history.
No Interest or Hidden Fees: Brigit advertises no interest, tips, or late fees on cash advances, making the borrowing process more transparent and affordable compared to some payday loans.
Flexible Repayment: You can repay the borrowed amount when you next get paid or when you can afford it, offering flexibility to manage your finances.

Build Credit & Save Money

Brigit goes beyond just lending money; it also offers features to help you build credit and improve your financial standing.** This is particularly valuable for those looking to establish or improve their credit score without relying on credit cards.

Credit Building Without a Credit Card: Brigit offers a credit builder program that doesn’t require a hard credit pull, existing credit, interest, or a security deposit.
Affordable Credit Building: You can start building your credit history for as little as $1 per month, with the remaining amount paid from a new account.
Credit Bureau Reporting: Brigit reports your payments to all three major credit bureaus – Experian, Equifax, and TransUnion – helping you establish a positive credit history.
Savings Component: Money put into the credit builder account is returned to you when the loan is paid off, effectively helping you save while building credit.

Budget Better and Protect Your Money

Beyond cash advances and credit building, Brigit provides tools to help you budget better and protect your finances:

Financial Insights: By connecting your bank account, Brigit provides free insights into your income and expenses.
Smart Budgeting Tools: Utilize bill forecasts and spending breakdowns to gain a clearer picture of your financial habits and budget more effectively.
Subscription Monitoring: Identify and cancel subscriptions you no longer need, saving you money.
Financial Protection: Features include credit score tracking with full credit reports, real-time bank balance alerts, and identity theft protection, all within the app.

Why Choose Brigit Among Apps That Lend You Money?

Brigit aims to be more than just an app to borrow money; it positions itself as a financial wellness platform. It offers a user-friendly experience with easy sign-up and broad compatibility, working with numerous banks including major institutions like Chime, Bank of America, Wells Fargo, and Chase Bank.

With both free and paid plans, Brigit provides options to suit different needs. The basic plan offers free account alerts and insights, while paid plans unlock cash advances and advanced financial tools. The option to cancel anytime adds flexibility and control for the user. Furthermore, Brigit emphasizes customer support, offering assistance 7 days a week.

In conclusion, apps that lend you money like Brigit offer valuable services for those needing quick financial assistance and looking to improve their overall financial health. By providing fast cash advances, credit building tools, and budgeting assistance, Brigit aims to be a comprehensive solution for managing your finances effectively.

Disclosures:

Some features are subject to a paid plan.

*Cash Advances: Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $25 – $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100

**Credit Builder: Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC, subject to approved underwriting practices. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Brigit
36 W 20th St
New York, NY 10011