Many approach personal finance with a sense of dread, and for some, the term “Bad With Money” feels less like a label and more like a life sentence. Gaby Dunn’s book, “Bad With Money,” tackles this very feeling head-on, blending memoir with practical advice in a way that’s both relatable and informative. Initially approaching this book with some skepticism, given my usual reading preferences, I found myself drawn into Dunn’s honest and candid exploration of her own financial missteps and the lessons she’s learned.
What sets “Bad With Money” apart is its dual nature. It’s part personal narrative, detailing Dunn’s experiences with debt, parental financial struggles, and navigating the confusing world of adult finances without a financial safety net. This personal touch, far from being a distraction, actually strengthens the book’s appeal. By sharing her vulnerabilities and mistakes, Dunn builds a strong sense of credibility and connection with the reader. It’s as if she’s saying, “I’ve been there, I’ve messed up, and here’s what I learned so you don’t have to repeat my errors.” For those seeking a purely informational guide, the memoir aspects might seem tangential, but for many, this blend offers a refreshing and humanizing approach to a topic that often feels dry and intimidating.
Dunn’s advice spans a wide range of essential financial topics particularly relevant to young adults. From deciphering the complexities of unpaid internships and tax forms to understanding the often-overlooked costs associated with major life events like weddings and starting a family, “Bad With Money” provides a comprehensive overview. She even addresses the generational divide and the often-dismissive narratives surrounding millennials and their financial habits, offering a counter-perspective to the common “millennials are destroying everything” trope.
It’s no secret that millennials face unique financial challenges. Often labeled as lazy or entitled, the reality is that many are grappling with stagnant wages, the burden of student loan debt, and a precarious job market. Homeownership feels increasingly out of reach, and basic necessities like healthcare can be a significant financial strain. “Bad With Money” acknowledges these systemic issues, validating the struggles of a generation often criticized for their financial anxieties. The book highlights the crucial point that financial literacy isn’t always taught in schools or passed down through families, leaving many young adults feeling unprepared to navigate the complexities of personal finance.
While the book effectively balances personal stories with practical guidance, the integration isn’t always seamless. However, Dunn’s candid voice and genuine desire to help shine through, making “Bad With Money” a valuable resource, especially for younger readers feeling lost in the often-confusing world of personal finance. It’s a reminder that being “bad with money” isn’t a fixed trait, but rather a skill set that can be learned and improved with the right guidance and a dose of honesty.
