In today’s digital age, smartphones and readily available technology have revolutionized how we approach earning money. Numerous online platforms and mobile applications have emerged, offering diverse avenues for generating income, whether you’re seeking to supplement your current earnings or establish a full-time income stream.
This article delves into some of the top-rated apps designed to help you make money efficiently. We’ll explore a range of options, from platforms for longer-term freelance engagements to apps facilitating quick, short-term tasks.
Furthermore, for those involved in international transactions, we’ll touch upon how Wise Business provides a robust solution for managing international funds and potentially saving on fees.
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| Quick Navigation |
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| Longer-Term Freelancing Platforms |
| Short-Term Task Apps |
| Delivery and Ride-Sharing Apps |
| Platforms for Selling Your Items |
18 Top Apps to Earn Money in 2024
To provide a clear and organized overview, we’ve categorized the leading money-making apps into four primary groups:
- Longer-Term Freelancing Platforms
- Short-Term Task Apps
- Delivery and Ride-Sharing Apps
- Platforms for Selling Your Items
For each app highlighted, we’ll furnish an overview of its services, detail the initial steps to get started, and provide insights into potential earnings.
Longer-Term Freelancing Platforms
Let’s first explore platforms designed for more sustained, project-based freelance work, offering opportunities for building a consistent income.
1. Upwork
Upwork stands as a prominent online marketplace connecting businesses with freelance professionals across a wide spectrum of skills. This platform facilitates remote work opportunities spanning various industries, offering tools for project management and secure payment processing.
To begin using Upwork, you’ll need to create a comprehensive profile showcasing your skills and experience. Following profile completion, an application for membership is required, though acceptance isn’t guaranteed and depends on undisclosed criteria.¹ Despite this, the setup process is generally straightforward.
Research from Upwork indicates that U.S. freelancers on the platform earn an average hourly rate of $20, with certain specialized professions reaching $28 per hour.² While Upwork presents the potential for substantial earnings, it’s important to factor in the associated platform fees.
Upwork supports diverse withdrawal methods for your earnings, including direct bank transfers, wire transfers, and instant pay options for freelancers based in the US. For those withdrawing USD outside of the US, Upwork integrates with third-party payment solutions like Wise, PayPal, Payoneer, and M-Pesa.
Alt text: Upwork freelance platform interface displaying various job listings such as web development, graphic design, and virtual assistant roles, emphasizing diverse earning opportunities.
2. Fiverr
Fiverr is a leading digital marketplace connecting freelancers with clients seeking a broad range of services. Popular categories include graphic design, content writing, and software programming. Fiverr is recognized for providing cost-effective and efficient solutions for both businesses and individuals in need of professional services.
Starting on Fiverr involves creating a seller profile and setting up “Gigs.” Gigs are essentially service packages you offer on the platform. Fiverr’s website emphasizes that creating a Gig is “the opportunity to showcase your talents and provide buyers with all the necessary information to encourage them to choose your services.”³
According to a study by Earnest, the average monthly earnings for a Fiverr user are around $103, with the median income being $60 per month.⁴ If you are weighing your options between platforms, you might find our comparison of Upwork and Fiverr helpful.
3. Freelancer.com
Freelancer.com is another prominent online platform connecting businesses with skilled freelancers for a variety of project needs. The platform supports diverse services such as web design, content creation, digital marketing, and software development. Its aim is to facilitate business growth and provide individuals with ample work opportunities.
Registration on Freelancer.com is free. Account creation requires either a Facebook account or an email address. Users also need to choose a username, which is permanent and cannot be changed after selection.⁵
Similar to Upwork, Freelancer.com operates within a large network of freelancers, and you can generally expect to earn around $20 per hour on average, consistent with broader freelance rates. For a comparative perspective, you may want to review our analysis of Upwork versus Freelancer.com.
4. Toptal
Toptal distinguishes itself as a highly selective platform specializing in connecting businesses with elite freelance talent globally. Its stringent screening process ensures that clients are matched with top-tier professionals within their respective fields, guaranteeing premium quality work.
Toptal’s website states that “Successful Toptal freelancers typically possess at least 2-3 years of substantial experience, excellent communication skills, and the ability to quickly adapt to new project requirements.” The application process includes a comprehensive screening, which may extend over several weeks.⁶
Reports from Career Karma and Glassdoor indicate that annual earnings for Toptal freelancers range from $50,355 to $234,368. This significant range is influenced by factors such as the freelancer’s specialization, hourly or project rate, and the volume and complexity of projects undertaken.⁷
5. FlexJobs
FlexJobs is a dedicated job search platform focusing on flexible and remote employment opportunities. It aims to connect professionals seeking work-life balance with companies offering telecommuting, part-time, and freelance roles.
To begin using FlexJobs, you are required to register and create a detailed resume profile. This profile “enables you to apply for featured jobs and allows our automated system to match you with ‘New Jobs of Interest’ that are newly listed in our database.”⁸
According to Glassdoor user reports, the average annual salary on FlexJobs ranges from $30,000 to $80,000. More senior and specialized roles can command salaries exceeding $100,000 per year.⁹
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Wise Business – An Account for International Businesses
For businesses operating internationally, managing finances across borders can be complex. Wise Business offers a solution designed to simplify international payments and financial management. Here are key benefits of using Wise Business:
- Mid-Market Exchange Rate: Wise Business is recognized for utilizing the mid-market exchange rate, ensuring fair and transparent currency conversions.
- Lower Fees: Often provides lower fees compared to traditional financial institutions for international transactions.
- Multi-Currency Account: Ability to hold and manage funds in over 40 currencies within a single account.
- Accounting Integrations: Seamless integration with popular accounting platforms like QuickBooks, Xero, Wave, FreeAgent, Sage, and NetSuite.
- Instant Payments: Offers instant payment capabilities in select currencies.
- Wise Multi-Currency Card: Provides a physical card for spending and withdrawing funds internationally.
- Local Account Details: One-time fee for obtaining local account details in major global currencies (GBP, EUR, USD, CAD, AUD, JPY) to receive payments like a local.
Looking for cost-effective international business banking?
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Short-Term Task Apps
This section highlights apps that enable you to earn money by completing smaller, on-demand tasks, perfect for quick income generation.
1. Ibotta
Ibotta is a popular cash-back app designed to reward users for everyday purchases. By shopping at participating stores and scanning your receipts through the app, you can earn cash back on selected items. Ibotta has gained popularity for its diverse reward options and user-friendly interface.
Ibotta’s website outlines the initial requirements: “To get started with Ibotta, you will need a compatible mobile device and a PayPal account. Alternatively, users can accumulate rewards and redeem them for gift cards from featured retailers if preferred over cash payouts.”¹⁰
According to app reviews, “it’s realistically achievable to reach a $20 payout threshold each month using Ibotta,” making it a consistent source of minor income.¹¹
Alt text: Ibotta app showcasing various cashback offers on everyday grocery items such as milk, bread, and snacks, highlighting savings on common purchases.
2. Rakuten
Rakuten is a well-known e-commerce platform and app offering a wide array of products from numerous retailers. It also provides attractive deals, discounts, and a robust cashback program, allowing users to earn money back on their purchases made through the Rakuten platform.
Joining Rakuten is free and straightforward. You can sign up using an email address and password, or via your Facebook, Google, or Apple account credentials.¹²
Precise earnings figures for Rakuten are not widely publicized. However, CNBC reports that new users can qualify for a $10 bonus after spending $25 within the first 90 days of becoming a member. Cashback earnings are typically distributed every 3 months via check or PayPal.¹³
3. Swagbucks
Swagbucks is a widely used rewards app that allows users to accumulate points, known as SB, by completing various online activities. These activities include participating in surveys, watching online videos, and browsing the web. SB points can then be redeemed for gift cards or cash, offering an engaging and simple method to earn extra income using your phone.
You can register for Swagbucks either online or through their mobile app. Swagbucks states on its website, “Creating your Swagbucks account should only take about 45 – 60 seconds.”¹⁴
Swagbucks’ website indicates that “Most Swagbucks members can earn anywhere from a couple hundred to a couple thousand extra dollars annually.” In terms of daily income potential, “Most Swagbucks members should be able to earn $1 to $5 a day (or $365 to $1,825 per year). Certain higher-paying offers may range from $50 to $250, but on a typical day, earnings generally average between $1 and $5.”¹⁴
4. Survey Junkie
Survey Junkie is a dedicated online survey platform that compensates users for sharing their opinions. It serves as a bridge between market research companies and consumers, providing valuable data to researchers while rewarding participants for their time and insights.
Upon registering with Survey Junkie, you have the option to enroll in one or both of their data collection services. “SJ Opinion” is the standard survey and focus group participation service. “SJ Pulse” gathers data on your browsing behavior to provide more targeted survey opportunities.¹⁵
The blog Money Done Right reported average earnings of $3.18 per hour from taking surveys on Survey Junkie. However, the experience can vary, with some users being disqualified from surveys mid-process, leading to wasted time. Focus groups generally offer higher compensation rates, but consistent average earnings are less defined.¹⁶
5. Taskrabbit
Taskrabbit is an online platform connecting individuals with local freelancers, termed “Taskers,” to assist with a wide range of tasks and errands. Users can post tasks they need help with, specify their budget, and hire a Tasker to complete the job. Tasks range from moving help to cleaning services.
To become a Tasker, you need to download the Tasker app, create an account, and develop a profile detailing your skills and experience. Identity verification is also required, typically involving submitting a government-issued ID and a photo of yourself.¹⁷
Earnest reports that Taskrabbit users earn an average of $380 per month, with a median monthly income of $110.⁴
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Delivery and Ride-Sharing Apps
Below are some of the most widely used apps in the US for delivery and ride-sharing services, offering flexible earning opportunities in the transportation sector.
1. Uber
Uber is a leading transportation app that connects passengers with drivers for on-demand rides. It provides a convenient and efficient alternative to traditional taxi services, widely adopted for its ease of use and accessibility.
To drive for Uber, you must meet certain requirements including legal driving eligibility. Vehicle requirements typically include a four-door car, a valid in-state driver’s license, vehicle insurance, proof of residency, and generally 1-3 years of driving experience.¹⁸
According to Earnest data, Uber drivers earn an average monthly income of $364, with a median monthly income of $155.⁴
(Learn about the best business accounts for Uber drivers)
Alt text: Uber app interface displaying a map view with driver locations and ride options like UberX and UberPool, illustrating ride-sharing service accessibility.
2. Lyft
Lyft is another popular ride-sharing app that enables users to request and pay for rides from drivers in their vicinity. It competes with Uber, offering a similar service model and providing a convenient and often more affordable transportation solution than traditional taxis.
Similar to Uber, becoming a Lyft driver requires a valid driver’s license, successful background check, and necessary documentation such as insurance and vehicle registration. The vehicle can be personally owned or obtained through a rental agreement.¹⁹
Earnest reports that Lyft drivers average around $377 in monthly earnings, with a median monthly income of $210.⁴
3. DoorDash
DoorDash is a leading food delivery app connecting customers with local restaurants for on-demand meal delivery. Users can browse restaurant menus, place orders, track delivery progress, and have meals delivered directly to their location.
To become a DoorDash Dasher (delivery driver), applicants must be at least 18 years old, have access to a vehicle (car, scooter, or bicycle depending on location), and provide required documentation such as a valid ID and Social Security number.²⁰
Earnest’s data indicates that DoorDash Dashers earn an average of $229 per month, with a median monthly income of $100.⁴
4. Instacart
Instacart specializes in grocery delivery services, allowing users to order groceries from their preferred local stores and have them delivered to their homes. It offers a convenient and time-saving solution, particularly beneficial for busy individuals or those with limited mobility.
To work as an Instacart shopper, you must be at least 18 years old and legally authorized to work in the U.S. Additional requirements include having access to a vehicle, a valid driver’s license, and a bank account for direct deposit payments.²¹
According to the blog Route4Me, Instacart shoppers typically earn between $11 and $16 per hour, or approximately $16.06 per delivery trip.²²
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Platforms for Selling Your Items
The trend of purchasing secondhand items is increasingly popular in the US. This growing market also presents an opportunity for individuals to earn extra income by selling their used goods through various online platforms.
1. Poshmark
Poshmark is a fashion-focused marketplace app where users can buy and sell new or pre-owned clothing, fashion accessories, and home goods. It offers a social media-like environment with features such as following sellers and brands, sharing listings with followers, and participating in virtual shopping events known as “Posh Parties.”
The Poshmark ProTools blog suggests that an average seller “can expect to earn about $500 per month” on the platform. Dedicated, full-time sellers reportedly have the potential to earn up to $5,000 per month.²³
2. Facebook Marketplace
Facebook Marketplace is an online platform facilitating local buying and selling of goods and services among Facebook users. It provides a convenient way to connect with potential buyers and sellers within your local community directly through the Facebook app or website.
To start selling on Marketplace, you need a Facebook account. Facebook recommends that sellers upload original photos of their items, provide honest and detailed descriptions, include original purchase documentation if available, price items competitively, maintain professional communication, and keep listings current.²⁴
Estimating average earnings on Facebook Marketplace is challenging due to its region-specific nature and wide range of items sold. However, Capital One reports that approximately 40% of Facebook’s user base utilizes Marketplace, indicating its substantial reach and potential as a sales platform.²⁵
3. OfferUp
OfferUp is a mobile-first marketplace app designed to connect local buyers and sellers. Users can easily buy and sell a diverse range of items through the app’s user-friendly interface, emphasizing simplicity and local community transactions.
To use OfferUp, you’ll need to access their app or website and create an account, which can be done using an email address, Facebook account, Google account, or Apple ID.²⁶
Specific data regarding typical earnings on OfferUp are not readily available online.
4. Vinted
Vinted is a mobile marketplace specializing in secondhand clothing, shoes, and fashion accessories. It also incorporates social features such as virtual closets for users to showcase their items, personalized item recommendations, and social networking aspects for fashion enthusiasts.
To join Vinted, you need to verify your account, which can be done through Google or Facebook. Using a profile picture is also recommended to enhance your presence on the platform.²⁷
Individual earnings data on Vinted are not widely published. However, Productmint reports Vinted’s valuation at $4.5 billion, with $562.3 million in funding raised, highlighting its significant presence and potential in the secondhand fashion market.²⁸
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Sources used:
Sources last checked on 12-January-2024.
*Please refer to the terms of use and product availability for your region or visit Wise fees and pricing for the most current pricing and fee details.
Disclaimer: This article is intended for informational purposes only and does not constitute financial, legal, or professional advice from Wise Payments Limited or its affiliates. It is not a substitute for seeking advice from a qualified financial advisor or other professional. We provide no warranties or guarantees regarding the accuracy, completeness, or timeliness of the content.
