How Do You Put Money On Someone’s Books In Jail?

Putting money on someone’s books in jail allows them to purchase commissary items, stay connected, and manage their affairs. At money-central.com, we understand the importance of supporting incarcerated individuals and their families. This comprehensive guide provides you with everything you need to know about funding an inmate’s account, including accepted methods, restrictions, and helpful tips for navigating the process.

1. What Is “Putting Money on Someone’s Books” in Jail?

“Putting money on someone’s books” is a common phrase referring to depositing funds into an inmate’s account within a correctional facility. This money enables inmates to purchase items from the commissary, such as food, hygiene products, writing materials, and sometimes even electronics or art supplies. These funds can also be used for phone calls or video visits, helping inmates stay in touch with their loved ones.

• Commissary: The commissary is essentially a store within the jail or prison where inmates can purchase goods not provided by the facility.
• Trust Account: The inmate’s account is often referred to as a trust account, as the facility manages the funds on behalf of the inmate.

2. Why Would You Want to Put Money on an Inmate’s Books?

There are several reasons why you might want to deposit money into an inmate’s account:

• Improving Quality of Life: Jail-provided meals and basic necessities can be minimal. Commissary items can supplement their diet and provide comfort.
• Maintaining Hygiene: Access to hygiene products like soap, shampoo, and toothpaste is essential for maintaining health and dignity.
• Communication: Funds can be used for phone calls, video visits, and electronic messaging services, helping inmates stay connected with family and friends.
• Legal Matters: In some cases, inmates may need funds for legal research, document copies, or other legal-related expenses.
• Recreational Activities: Depending on the facility, inmates might be able to purchase books, magazines, or art supplies to help pass the time and maintain mental well-being.

3. How Do You Deposit Money Into an Inmate’s Account?

The methods for depositing money into an inmate’s account vary depending on the correctional facility. However, some common methods include:

• Online Deposits: Many facilities use third-party services like TouchPay, JPay, or Access Corrections to allow online deposits via credit or debit card.
• Phone Deposits: Some services also allow deposits over the phone using a credit or debit card.
• Mail-in Money Orders or Cashier’s Checks: Most facilities accept money orders or cashier’s checks mailed directly to the facility. Personal checks and cash are typically not accepted.
• Kiosk Deposits: Many jails have kiosks in the lobby where you can deposit cash or use a credit/debit card.
• Retail Locations: Some services have partnerships with retail locations like Walmart or MoneyGram where you can deposit funds in person.

4. What Information Do You Need to Make a Deposit?

Regardless of the deposit method, you’ll typically need the following information:

• Inmate’s Full Name: Ensure you have the correct spelling of the inmate’s name.
• Inmate’s Identification Number: This is usually a unique number assigned to the inmate by the facility (e.g., booking number, inmate ID, X-reference number).
• Correctional Facility Name and Location: Knowing the exact name and address of the jail or prison is crucial.
• Your Payment Information: If depositing online or by phone, you’ll need your credit or debit card information and billing address.

5. What Are the Fees Associated With Depositing Money?

Most deposit methods, especially online and phone transactions, involve fees. These fees can vary depending on the service provider and the amount you’re depositing. Mail-in money orders typically don’t have fees, but you’ll need to pay for postage.

• Online and Phone Fees: These fees can range from a few dollars to a percentage of the deposit amount.
• Kiosk Fees: Kiosk deposits may also have fees, although they are often lower than online or phone fees.
• Retail Location Fees: Retail locations like MoneyGram may charge a fee for their services.

6. Are There Limits on How Much Money You Can Deposit?

Yes, most correctional facilities have limits on the amount of money you can deposit into an inmate’s account. These limits can be daily, weekly, or monthly. The purpose of these limits is to prevent inmates from accumulating large sums of money that could be used for illegal activities or create an unfair advantage within the facility.

• Maximum Deposit Amount: This is the highest amount you can deposit at one time.
• Maximum Account Balance: This is the maximum amount of money an inmate can have in their account at any given time.
• Deposit Frequency: Some facilities may limit how often you can make deposits.

7. What Happens to the Money When an Inmate Is Released?

When an inmate is released, any remaining funds in their account are typically returned to them. The method of return varies:

• Debit Card: Many facilities issue a debit card with the remaining balance upon release, as is the case with the Sacramento County Main Jail and the Rio Cosumnes Correctional Center.
• Check: Some facilities may issue a check for the remaining balance.
• Direct Deposit: In some cases, the funds can be directly deposited into the inmate’s bank account.

8. What Happens to the Money If an Inmate Is Transferred to Another Facility?

If an inmate is transferred to another correctional facility, the funds in their account are usually transferred as well. This is typically done via a transfer check. However, policies vary, so it’s essential to check with the sending and receiving facilities to confirm the transfer process.

• Transfer Check: The sending facility will issue a check for the remaining balance and send it to the receiving facility to be deposited into the inmate’s new account.
• Account Closure: In some cases, the inmate’s account at the sending facility may be closed, and the inmate will need to open a new account at the receiving facility.

9. What Restrictions Apply to Spending Money in Jail?

Inmates can only use the money in their accounts to purchase items approved by the correctional facility. There are several restrictions on what they can buy and how much they can spend:

• Commissary Items Only: Funds can typically only be used for commissary purchases, phone calls, and other services offered by the facility.
• Spending Limits: Facilities may have limits on how much an inmate can spend per week or month.
• Restricted Items: Certain items may be restricted based on the inmate’s behavior or security level. Inmates on discipline may lose commissary privileges altogether.
• No Cash Transactions: Inmates are generally not allowed to have cash in their possession. All transactions must go through their trust account.

10. What Are Some Common Issues and How Can You Avoid Them?

Depositing money into an inmate’s account can sometimes be problematic. Here are some common issues and how to avoid them:

• Incorrect Information: Providing incorrect information, such as the wrong inmate ID or facility name, can cause delays or rejection of the deposit. Solution: Double-check all information before submitting your deposit.
• Deposit Limits: Exceeding deposit limits can result in the deposit being rejected. Solution: Check the facility’s deposit limits before making a deposit.
• Unaccepted Payment Methods: Using unaccepted payment methods, such as personal checks, can cause the deposit to be returned. Solution: Only use accepted payment methods, such as money orders, cashier’s checks, or approved online services.
• Technical Issues: Online deposit services can sometimes experience technical issues, causing delays or errors. Solution: Contact the service provider’s customer support for assistance.
• Inmate Restrictions: If an inmate is on disciplinary status, they may be restricted from receiving funds or making commissary purchases. Solution: Check with the facility to ensure the inmate is eligible to receive funds.

11. What Are the Benefits of Using Online Deposit Services?

Online deposit services offer several advantages over traditional methods like mail-in money orders:

• Convenience: You can make deposits from anywhere with an internet connection, 24/7.
• Speed: Online deposits are typically processed much faster than mail-in deposits.
• Tracking: You can easily track your deposits and view your transaction history online.
• Security: Online services use secure encryption to protect your financial information.
• Notifications: You can receive email or text notifications when your deposit is processed.

12. How Can You Find Out the Specific Rules and Procedures for a Particular Facility?

Each correctional facility has its own specific rules and procedures for depositing money into inmate accounts. To find out the exact policies, you can:

• Visit the Facility’s Website: Many facilities have websites with information on inmate services and deposit procedures.
• Call the Facility Directly: You can call the jail or prison and ask for information on how to deposit money.
• Contact the Inmate: The inmate may be able to provide you with information on the facility’s policies.
• Check with the Third-Party Service Provider: If using an online deposit service, check their website or contact their customer support for facility-specific information.

13. How Does Commissary Affect Inmates’ Well-Being?

Access to commissary items can significantly impact an inmate’s well-being:

• Improved Nutrition: Commissary items can supplement the often-lacking nutritional value of jail-provided meals.
• Enhanced Hygiene: Access to hygiene products can help inmates maintain cleanliness and prevent the spread of disease.
• Reduced Stress: Having access to comfort items and recreational materials can help alleviate stress and boredom.
• Increased Morale: The ability to purchase desired items can boost morale and provide a sense of control.
• Rehabilitation: Access to educational materials and art supplies can support rehabilitation efforts.

14. What Are Some Alternatives to Putting Money on an Inmate’s Books?

While putting money on an inmate’s books is the most common way to support them financially, there are some alternative options:

• Sending Care Packages: Some facilities allow you to send pre-approved care packages with food, hygiene products, and other items.
• Prepaid Phone Accounts: You can set up a prepaid phone account so the inmate can call you.
• Sending Letters and Photos: Maintaining communication through letters and photos can provide emotional support.
• Visiting the Inmate: Visiting the inmate in person can help them feel connected and supported.
• Supporting Re-entry Programs: You can donate to organizations that provide support to inmates upon release, such as job training, housing assistance, and counseling services.

15. How Can You Stay Informed About Policy Changes?

Correctional facilities’ policies regarding inmate accounts and commissary can change. To stay informed:

• Check the Facility’s Website Regularly: Facility websites are usually updated with the latest policies and procedures.
• Sign Up for Email Notifications: Some facilities offer email notifications for policy changes.
• Contact the Facility Directly: Call the jail or prison to inquire about any recent changes.
• Monitor Inmate Communications: Pay attention to any information the inmate shares about policy changes.
• Consult with Advocacy Groups: Organizations that advocate for inmates’ rights often track policy changes and can provide updates.

16. What Role Does Technology Play in Managing Inmate Funds?

Technology has revolutionized the way inmate funds are managed:

• Online Deposit Services: Platforms like JPay and TouchPay provide convenient ways to deposit funds electronically.
• Automated Kiosks: Kiosks in jail lobbies allow for quick and easy cash or card deposits.
• Digital Account Management: Correctional facilities use software to track inmate accounts, manage transactions, and generate reports.
• Electronic Messaging: Some facilities offer electronic messaging services, allowing inmates to communicate with loved ones for a fee.
• Video Visitation: Video visitation technology enables virtual visits, providing a valuable connection for inmates and their families.

17. What Are the Ethical Considerations When Putting Money on an Inmate’s Books?

While supporting an incarcerated individual is a compassionate act, there are some ethical considerations to keep in mind:

• Potential for Misuse: Be aware that the money could be used for unintended purposes, such as gambling or purchasing contraband.
• Fairness: Consider the potential for creating an imbalance among inmates if some have significantly more resources than others.
• Dependency: Avoid creating a situation where the inmate becomes overly reliant on outside financial support.
• Transparency: Be transparent with the inmate about your intentions and expectations regarding the use of the funds.
• Facility Rules: Always adhere to the correctional facility’s rules and regulations regarding inmate accounts.

18. How Can You Budget for Supporting an Inmate?

Supporting an incarcerated individual can be a significant financial burden. Here are some tips for budgeting:

• Set a Limit: Determine how much you can realistically afford to spend on the inmate each month.
• Prioritize Needs: Focus on providing for essential needs like food, hygiene products, and communication.
• Explore Alternatives: Consider lower-cost alternatives like sending letters or care packages instead of frequent deposits.
• Track Expenses: Keep track of all your expenses related to supporting the inmate to stay within your budget.
• Communicate with Other Supporters: If multiple people are supporting the inmate, coordinate your efforts to avoid duplication and maximize resources.

19. What Resources Are Available for Families of Inmates?

Several organizations offer support and resources for families of incarcerated individuals:

• The Osborne Association: This organization provides services for families affected by incarceration, including counseling, support groups, and advocacy.
• Prison Fellowship: This Christian ministry offers programs for inmates and their families, including Angel Tree, which provides Christmas gifts for children of incarcerated parents.
• Families Against Mandatory Minimums (FAMM): This organization advocates for sentencing reform and provides resources for families affected by mandatory minimum sentences.
• The National Resource Center on Children and Families of the Incarcerated: This center provides information, training, and technical assistance to professionals and organizations working with children and families of incarcerated individuals.
• Local Support Groups: Many communities have local support groups for families of inmates. Check with local churches, social service agencies, or correctional facilities for information.

20. How Can Inmates Manage Their Finances While Incarcerated?

Inmates have limited control over their finances while incarcerated, but they can still take steps to manage their money responsibly:

• Budgeting: Create a budget to track income and expenses and prioritize needs.
• Saving: Save a portion of their funds for future needs, such as release expenses or legal fees.
• Avoiding Debt: Avoid accumulating debt by only purchasing what they can afford.
• Seeking Financial Education: Take advantage of any financial education programs offered by the facility.
• Planning for Release: Start planning for their financial future upon release, such as finding employment and securing housing.

21. What is the Impact of Inmate Spending on the Correctional System?

Inmate spending through commissary purchases and other services has a significant impact on the correctional system:

• Revenue Generation: Commissary sales generate revenue for the facility, which can be used to fund programs and services for inmates.
• Cost Reduction: By allowing inmates to purchase certain items, the facility can reduce its own expenses.
• Economic Impact: Inmate spending can stimulate the local economy by creating jobs and supporting businesses that supply goods and services to correctional facilities.
• Rehabilitation: Access to educational materials and other resources through commissary can support rehabilitation efforts.
• Security: By providing a controlled outlet for inmates to purchase goods, the facility can reduce the demand for contraband and maintain security.

22. What Are the Legal Considerations for Inmate Accounts?

Inmate accounts are subject to certain legal regulations and protections:

• Due Process: Inmates have a right to due process if their account is frozen or if funds are seized.
• Protection from Seizure: In some cases, inmate funds may be protected from seizure by creditors.
• Interest: Some states require correctional facilities to pay interest on inmate accounts.
• Access to Information: Inmates have a right to access information about their account balance and transaction history.
• Legal Representation: Inmates have a right to seek legal representation if they believe their rights have been violated.

23. How Does Incarceration Affect an Inmate’s Credit Score?

Incarceration can have a negative impact on an inmate’s credit score:

• Missed Payments: Inability to pay bills while incarcerated can lead to missed payments and damage credit.
• Debt Collection: Creditors may attempt to collect debts from incarcerated individuals, leading to judgments and liens.
• Lack of Access to Credit: Inmates may have difficulty accessing credit upon release due to their incarceration history.
• Identity Theft: Inmates are at risk of identity theft, which can further damage their credit.
• Limited Financial Opportunities: Incarceration can limit employment opportunities, making it difficult to rebuild credit.

24. What Steps Can Inmates Take to Rebuild Their Credit Upon Release?

Rebuilding credit after incarceration can be challenging, but it is possible:

• Obtain a Secured Credit Card: A secured credit card requires a security deposit and can help establish credit.
• Become an Authorized User: Becoming an authorized user on someone else’s credit card can help build credit.
• Pay Bills on Time: Paying all bills on time, including rent, utilities, and phone bills, can improve credit.
• Check Credit Report: Regularly check credit reports for errors and dispute any inaccuracies.
• Seek Financial Counseling: A financial counselor can provide guidance on rebuilding credit and managing debt.

25. How Can Families Help Inmates Prepare for Financial Re-entry?

Families can play a crucial role in helping inmates prepare for financial re-entry:

• Provide Financial Education: Share information about budgeting, saving, and credit management.
• Assist with Job Search: Help the inmate find employment opportunities upon release.
• Offer Housing Support: Provide temporary housing or assistance with finding affordable housing.
• Help with Debt Management: Assist the inmate with creating a debt management plan.
• Provide Emotional Support: Offer encouragement and support to help the inmate stay motivated and focused on their financial goals.

26. What Financial Scams Target Inmates and Their Families?

Inmates and their families are often targeted by financial scams:

• Advance Fee Scams: Scammers may ask for upfront fees for services like legal representation or early release.
• Debt Relief Scams: Scammers may promise to reduce or eliminate debt for a fee, but often provide no actual relief.
• Identity Theft Scams: Scammers may attempt to steal inmates’ identities to open fraudulent accounts.
• Family Emergency Scams: Scammers may pose as family members and claim to need money for an emergency.
• Lottery Scams: Scammers may claim that the inmate has won a lottery but needs to pay taxes or fees to claim the prize.

27. How Can Inmates and Their Families Protect Themselves from Scams?

To protect themselves from scams:

• Be Skeptical: Be wary of unsolicited offers or requests for money.
• Verify Information: Verify the identity of anyone asking for money or personal information.
• Never Pay Upfront Fees: Avoid paying upfront fees for services that promise unrealistic results.
• Protect Personal Information: Never share personal information like Social Security numbers or bank account details.
• Report Scams: Report any suspected scams to the authorities.

28. What Are the Long-Term Financial Implications of Incarceration?

Incarceration can have long-term financial implications for inmates and their families:

• Loss of Income: Incarceration can result in a loss of income for both the inmate and their family.
• Increased Debt: Families may take on debt to support the inmate or cover expenses.
• Difficulty Finding Employment: Inmates may have difficulty finding employment upon release due to their criminal record.
• Limited Access to Housing: Inmates may face discrimination in housing due to their incarceration history.
• Reduced Retirement Savings: Incarceration can disrupt retirement savings and make it difficult to achieve financial security.

29. How Can Society Support the Financial Well-Being of Formerly Incarcerated Individuals?

Society can support the financial well-being of formerly incarcerated individuals by:

• Providing Job Training and Placement Services: Help formerly incarcerated individuals develop skills and find employment.
• Offering Financial Education Programs: Provide financial education to help formerly incarcerated individuals manage their money and rebuild their credit.
• Removing Barriers to Housing: Eliminate discrimination in housing based on criminal history.
• Reforming Sentencing Laws: Reduce the use of incarceration for non-violent offenses.
• Investing in Re-entry Programs: Support programs that provide comprehensive support to formerly incarcerated individuals, including housing, employment, and counseling services.

30. What Role Does Money-Central.Com Play in Financial Empowerment?

At money-central.com, we are committed to providing comprehensive and accessible financial information to empower individuals to make informed decisions. Our resources include:

• Easy-to-Understand Articles and Guides: We break down complex financial topics into simple, actionable steps.
• Financial Calculators and Tools: Our calculators help you budget, save, and plan for your financial future.
• Product Comparisons: We compare different financial products to help you find the best options for your needs.
• Expert Advice: Our team of financial experts provides guidance and support.
• Up-to-Date News and Analysis: We keep you informed about the latest financial trends and developments.

We understand the challenges that incarcerated individuals and their families face, and we are dedicated to providing resources and support to help them achieve financial stability. Visit money-central.com today to explore our resources and take control of your financial future. Our address is 44 West Fourth Street, New York, NY 10012, United States, and our phone number is +1 (212) 998-0000.

By following these guidelines and utilizing the resources available at money-central.com, you can effectively put money on someone’s books in jail while navigating the complexities of the correctional system.

FAQ: Putting Money on Someone’s Books in Jail

1. What is the easiest way to put money on an inmate’s books?

The easiest way to put money on an inmate’s books is often through online deposit services like JPay or TouchPay, offering convenience and speed. These platforms allow you to make deposits from anywhere with an internet connection, 24/7.

2. How much money can I send to an inmate?

The amount of money you can send to an inmate varies by facility, with limits on maximum deposit amounts and account balances, so always verify specific regulations. These limits can be daily, weekly, or monthly.

3. Can inmates use commissary money for phone calls?

Yes, inmates can typically use commissary money for phone calls, video visits, and electronic messaging services, aiding communication with loved ones. These services help inmates stay connected with family and friends, which can improve their morale and mental well-being.

4. What happens to the money if the inmate is released?

When an inmate is released, the remaining funds are usually returned via a debit card or check, depending on the facility’s policy. This ensures they have access to their funds upon re-entry.

5. Are there fees for putting money on an inmate’s books?

Yes, most deposit methods, especially online and phone transactions, involve fees, which vary depending on the service provider and deposit amount. Mail-in money orders typically avoid fees but require postage.

6. Can I send a money order directly to the jail for an inmate?

Yes, most facilities accept money orders or cashier’s checks mailed directly to the facility, but personal checks and cash are typically not accepted, so verify the facility’s specific rules. Ensure the inmate’s full name and identification number are clearly written on the money order.

7. What if I send money to the wrong inmate?

If you send money to the wrong inmate, contact the correctional facility immediately to rectify the error; they can usually reverse the transaction or redirect the funds. Prompt action is crucial to resolve the issue efficiently.

8. Can an inmate transfer money to another inmate?

In most cases, inmates cannot transfer money to other inmates, as correctional facilities typically prohibit such transactions to prevent potential misuse or coercion. This policy helps maintain order and security within the facility.

9. What items can inmates purchase with commissary money?

Inmates can purchase a variety of items with commissary money, including food, hygiene products, writing materials, and sometimes electronics or art supplies, enhancing their quality of life. The specific items available depend on the facility’s offerings.

10. How can I find out if an inmate has received the money I sent?

To confirm if an inmate has received the money you sent, contact the correctional facility’s trust office or use the online deposit service’s tracking feature, providing peace of mind. Keeping records of your transactions can also help with verification.