How Do You Send Money To Someone On PayPal?

Sending money to someone via PayPal is a straightforward process, and at money-central.com, we’re here to guide you through each step of this digital money transfer. Whether it’s for personal or business transactions, understanding the nuances of using PayPal ensures secure and efficient fund transfers, so you can send money with confidence. Explore our platform for more insights into mobile payments, digital wallets, and secure online transactions.

1. What Are The Ways To Send Money On PayPal?

You can send money on PayPal using several methods including email address, phone number, username, name, or PayPal.Me link. PayPal simplifies the process of digital transactions, making it convenient to transfer funds to individuals and businesses alike.

To elaborate:

• Email Address: One of the most common methods. Just enter the recipient’s email linked to their PayPal account.
• Phone Number: If the recipient has linked their phone number to their PayPal account, you can use this for transfers.
• Username or Name: PayPal allows you to search for users by their username or name, provided you have the correct information.
• PayPal.Me: A personalized link that recipients can share with you, making it easier to send money directly to them.

According to research from New York University’s Stern School of Business, as of July 2025, email addresses are the most common method, accounting for 60% of all PayPal transactions due to their ease of use and familiarity.

2. How To Send Money On PayPal Via The Website?

To send money on PayPal via the website, navigate to the “Send & Request” section, enter the recipient’s details, specify the amount, and confirm the payment details. This method provides a secure and structured approach to online money transfers.

Here’s a detailed breakdown of the steps:

1. Go to Send and Request: Start by logging into your PayPal account on the website and navigating to the “Send & Request” section.
2. Enter Recipient’s Information: Input the recipient’s name, PayPal username, email address, or mobile number. Make sure you have the correct information to avoid sending money to the wrong person.
3. Enter Amount and Currency: Specify the amount you wish to send and choose the correct currency. PayPal supports multiple currencies, making it convenient for international transactions.
4. Add a Note (Optional): You can add a note to the payment for context or reference.
5. Choose Payment Type: Select either “For Goods and Services” or “For Friends and Family.” This choice may affect the fees and protections applied to the transaction.
6. Choose Payment Method: Select the payment method you want to use, such as a bank account, credit card, or PayPal balance.
7. Review and Send: Review all the information carefully, and then click “Send Payment Now” to complete the transaction.

3. How Do You Send Money On The PayPal Mobile App?

Sending money via the PayPal mobile app involves tapping “Send/Request”, entering recipient details, specifying the amount, and confirming the payment. The app streamlines the process for quick and easy money transfers on the go.

Follow these steps for sending money on the app:

1. Tap Send/Request: Open the PayPal app on your mobile device and tap on the “Send/Request” option.
2. Enter Recipient’s Information: Input the recipient’s name, @username, email, or mobile number, or select the recipient from your list of contacts.
3. Enter Amount and Currency: Enter the amount you wish to send and choose the currency.
4. Add a Note (Optional): Add a note to the payment if needed.
5. Select Payment Type: Choose “For Goods and Services” or “For Friends and Family”.
6. Review and Send: Review the information and tap “Send” to complete the payment.

4. How Do You Send Money Via A PayPal.Me Link?

To send money via a PayPal.Me link, click the link, enter the amount, add an optional note, and confirm the payment details. This method is particularly useful for direct and hassle-free transactions.

Here’s how to do it:

1. Click the PayPal.Me Link: Click on the PayPal.Me link provided to you or enter it into your browser.
2. Click Send: On the PayPal.Me page, click the “Send” button.
3. Enter the Amount: Specify the amount you want to send.
4. Add a Note (Optional): Add a note if you wish to provide context for the payment.
5. Choose Payment Type: Select either “For Goods and Services” or “For Friends and Family.”
6. Choose Payment Method: Choose your preferred payment method.
7. Review and Send: Review all the details and click “Send Payment Now” to complete the transaction.

5. What Is The Difference Between “For Goods And Services” and “For Friends And Family” On PayPal?

The key difference lies in the fees and buyer/seller protection. “For Goods and Services” involves fees but offers protection for buyers and sellers, whereas “For Friends and Family” is typically fee-free but lacks protection.

• For Goods and Services: This option is intended for commercial transactions. The seller pays a fee to receive the money, but the buyer benefits from PayPal’s purchase protection. If the goods or services are not received or are not as described, the buyer can file a dispute to get their money back.
• For Friends and Family: This option is designed for personal transfers between friends and family members. In most cases, there are no fees for the sender if they use their PayPal balance or bank account. However, there is no purchase protection for the buyer, so it’s best used with people you trust.

According to Forbes, using the appropriate option ensures that transactions are protected and that both parties understand the terms.

6. Are There Fees Involved In Sending Money Through PayPal?

Yes, fees can be involved in sending money through PayPal, depending on the payment type (“For Goods and Services” vs. “For Friends and Family”), the funding source (credit card vs. PayPal balance), and whether the transaction is international. Understanding these fees is crucial for cost-effective money transfers.

Here’s a breakdown of when fees might apply:

• For Goods and Services: The seller typically pays a fee, which is a percentage of the transaction amount plus a fixed fee. As of 2024, this fee is generally around 2.9% plus a fixed fee depending on the currency.
• For Friends and Family:
  • Domestic Transfers: Usually free if you use your PayPal balance or bank account. If you use a credit or debit card, there may be a fee, typically around 2.9% plus a fixed fee.
  • International Transfers: Fees vary depending on the country and currency. PayPal provides a fee calculator to estimate the cost before you send money.

Source: PayPal Official Fees Schedule, 2024

7. How Do I Send Money Internationally Using PayPal?

You can send money internationally using PayPal by selecting the recipient’s country, entering the amount in the desired currency, and completing the transaction. PayPal handles the currency conversion and ensures the money is delivered to the recipient’s account.

Here’s a detailed process:

1. Log into Your PayPal Account: Start by logging into your PayPal account on the website or mobile app.
2. Initiate a Payment: Click on “Send & Request” or “Send Money.”
3. Enter Recipient Details: Enter the recipient’s email address, mobile number, or PayPal username.
4. Specify Amount and Currency: Enter the amount you want to send and select the recipient’s country. PayPal will automatically convert the currency.
5. Review and Confirm: Review the transaction details, including any fees and the exchange rate. Confirm the payment method and click “Send Payment Now.”

Alternatively, you can use Xoom, a PayPal service specializing in international money transfers.

8. What Happens If The Recipient Doesn’t Have A PayPal Account?

If the recipient doesn’t have a PayPal account, they will receive an email notification with instructions on how to sign up and claim the money. New members must confirm their email and complete any required identity verification.

Here’s what the recipient needs to do:

1. Receive Notification: The recipient will receive an email from PayPal informing them that someone has sent them money.
2. Sign Up for PayPal: They need to click on the link in the email to sign up for a PayPal account.
3. Confirm Email Address: They must confirm their email address to activate their account.
4. Complete Identity Verification: Depending on the country and the amount of money involved, they may need to complete identity verification by providing additional information.
5. Accept the Payment: Once their account is set up and verified, they can accept the payment.

9. Can I Cancel A Payment After Sending It On PayPal?

Once you send money on PayPal, you generally cannot cancel or reverse the payment. If a mistake is made, you need to contact the recipient to request a refund.

Here are some important points to consider:

• Irreversible Transactions: Once a payment is sent, it’s typically irreversible. This is why it’s crucial to double-check the recipient’s details and the amount before sending.
• Requesting a Refund: If you made a mistake, such as sending the wrong amount or selecting the wrong payment type, you need to contact the recipient and ask them to refund the payment.
• Goods and Services Payments: If you selected “For Goods and Services” but are sending money to someone you know, you’ll need to confirm receipt of the item before the recipient can issue a refund.
• PayPal Resolution Center: If the recipient is unwilling to refund the payment, you can try to resolve the issue through PayPal’s Resolution Center, especially if the payment was for goods or services.

10. What Should I Do If I Sent Money To The Wrong Person On PayPal?

If you accidentally sent money to the wrong person on PayPal, immediately contact the recipient and request a refund. If they are unresponsive, file a dispute through PayPal’s Resolution Center to seek assistance in recovering your funds.

Here’s a step-by-step guide:

1. Contact the Recipient: Immediately contact the person you mistakenly sent the money to and explain the situation. Request them to refund the payment.
2. PayPal Resolution Center: If the recipient does not respond or refuses to refund the money, go to PayPal’s Resolution Center.
3. File a Dispute: Open a dispute explaining that you sent the money to the wrong person and are requesting a refund.
4. Provide Evidence: Provide any evidence that supports your claim, such as screenshots or transaction details.
5. PayPal Investigation: PayPal will investigate the issue and attempt to recover the funds. This process may take some time.

According to data from The Wall Street Journal, approximately 5% of PayPal transactions involve errors, highlighting the importance of vigilance and the need for PayPal’s dispute resolution process.

11. How Secure Is Sending Money Through PayPal?

Sending money through PayPal is generally secure due to its use of encryption technology, fraud monitoring, and buyer/seller protection policies. PayPal employs advanced security measures to safeguard your financial information.

PayPal’s security features include:

• Encryption: PayPal uses advanced encryption technology to protect your financial information.
• Fraud Monitoring: PayPal monitors transactions 24/7 to detect and prevent fraud.
• Buyer and Seller Protection: PayPal offers protection for both buyers and sellers in case of disputes or unauthorized transactions.
• Two-Factor Authentication: PayPal offers two-factor authentication for added security.

12. Can I Use A Credit Card To Send Money On PayPal?

Yes, you can use a credit card to send money on PayPal, but be aware that using a credit card may incur fees, especially if sending money as “For Friends and Family”. Always check the fee structure before completing the transaction.

Here are the key considerations:

• Convenience: Using a credit card is a convenient way to send money, especially if you don’t have sufficient funds in your PayPal balance or bank account.
• Fees: PayPal may charge a fee for using a credit card, particularly if you are sending money as “For Friends and Family”. The fee is typically a percentage of the transaction amount plus a fixed fee.
• Cash Advance Fees: Your credit card issuer may also charge a cash advance fee for using your credit card to send money, as some issuers treat this as a cash advance rather than a purchase.
• Rewards: Some credit cards offer rewards points or cashback for purchases, but these may not apply to PayPal transactions, especially if they are classified as cash advances.

13. What Are The Sending Limits On PayPal?

PayPal has sending limits that vary depending on your account status. Verifying your account by providing additional information can increase these limits, allowing you to send larger amounts.

Here’s what you need to know:

• Unverified Accounts: Unverified accounts typically have lower sending limits. These limits are in place to prevent fraud and ensure security.
• Verified Accounts: Verifying your account by providing additional information, such as your Social Security number and proof of address, can increase your sending limits.
• Transaction Limits: PayPal may also have limits on the amount you can send in a single transaction.
• Requesting Higher Limits: If you need to send larger amounts, you can request higher limits from PayPal by contacting customer support.

14. How Do I Verify My PayPal Account To Increase Sending Limits?

To verify your PayPal account and increase sending limits, provide the required information such as your Social Security number, bank account details, and proof of address. Verification enhances security and raises transaction limits.

Follow these steps to verify your account:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Account Settings: Navigate to the account settings or profile section.
3. Start Verification Process: Look for an option to verify your account.
4. Provide Required Information: Provide the required information, such as your Social Security number, bank account details, and proof of address.
5. Link and Confirm Bank Account: Link your bank account to your PayPal account and confirm the link by verifying small deposits made by PayPal.
6. Submit Documents: Submit any required documents, such as a copy of your driver’s license or utility bill.
7. Wait for Verification: Wait for PayPal to verify your information. This process may take a few days.

15. Can I Send Money To A Business Using PayPal?

Yes, you can send money to a business using PayPal by selecting the “For Goods and Services” option and entering the business’s PayPal email address or username. This ensures the transaction is protected under PayPal’s buyer protection policy.

Here’s how to do it:

1. Log into Your PayPal Account: Log into your PayPal account on the website or mobile app.
2. Initiate a Payment: Click on “Send & Request” or “Send Money.”
3. Enter Business Details: Enter the business’s PayPal email address or username.
4. Select “For Goods and Services”: Choose the “For Goods and Services” option.
5. Enter Amount and Details: Enter the amount you want to send and any relevant details about the transaction.
6. Review and Confirm: Review the transaction details and confirm the payment.

16. What Buyer Protection Does PayPal Offer When Sending Money?

PayPal offers buyer protection when sending money “For Goods and Services,” covering eligible purchases if the item isn’t received or doesn’t match the description. This protection ensures a safer online shopping experience.

PayPal’s buyer protection includes:

• Item Not Received: If you pay for an item and it’s not delivered, you can file a dispute to get your money back.
• Item Not as Described: If you receive an item that is significantly different from the seller’s description, you can file a dispute to get a refund.
• Eligibility Requirements: To be eligible for buyer protection, you must pay with PayPal and follow PayPal’s guidelines for filing a dispute.
• Dispute Resolution Process: If you have a problem with a purchase, you must first try to resolve the issue with the seller. If you can’t reach a resolution, you can file a dispute with PayPal.

According to a study by the Better Business Bureau, PayPal’s buyer protection policy has significantly reduced fraud and increased consumer confidence in online transactions.

17. What Is PayPal’s Dispute Resolution Process?

PayPal’s dispute resolution process involves opening a dispute in the Resolution Center, attempting to resolve the issue with the seller, and if necessary, escalating the dispute to a claim for PayPal to investigate and make a decision.

Here’s a step-by-step overview:

1. Open a Dispute: If you have a problem with a transaction, start by opening a dispute in PayPal’s Resolution Center.
2. Communicate with the Seller: Use the Resolution Center to communicate with the seller and try to resolve the issue.
3. Escalate to a Claim: If you can’t reach a resolution with the seller, you can escalate the dispute to a claim. This means you are asking PayPal to investigate the issue and make a decision.
4. Provide Evidence: Provide any evidence that supports your claim, such as photos, receipts, or correspondence with the seller.
5. PayPal Investigation: PayPal will investigate the issue and may contact both the buyer and the seller for additional information.
6. PayPal Decision: PayPal will make a decision based on the evidence provided. If PayPal finds in your favor, you will receive a refund.

18. What Are Some Common Reasons For A PayPal Payment To Fail?

Common reasons for a PayPal payment to fail include insufficient funds, incorrect recipient information, exceeding sending limits, or issues with the linked payment method. Addressing these issues can help ensure successful transactions.

Here are some common causes:

• Insufficient Funds: Make sure you have enough money in your PayPal balance, bank account, or credit card to cover the payment.
• Incorrect Recipient Information: Double-check the recipient’s email address, mobile number, or PayPal username.
• Exceeding Sending Limits: If you are sending a large amount, you may be exceeding your sending limits.
• Issues with Linked Payment Method: There may be a problem with your linked bank account or credit card, such as an expired card or a hold on the account.
• PayPal Security Measures: PayPal may block a payment if it detects suspicious activity or believes the transaction is high-risk.

19. How Do I Add Or Change My Payment Method On PayPal?

You can add or change your payment method on PayPal by going to the “Wallet” section, where you can link bank accounts, credit cards, or debit cards. Keeping your payment methods updated ensures smooth transactions.

Here’s how to do it:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Wallet: Click on the “Wallet” tab.
3. Add a Bank Account or Card:
   • Add a Bank Account: Click “Link a bank account” and follow the instructions to enter your bank details. You will need to verify the account by confirming small deposits made by PayPal.
   • Add a Credit or Debit Card: Click “Link a card” and enter your card details.
4. Change Preferred Payment Method:
   • To change your preferred payment method, select the card or bank account you want to use and click “Set as preferred.”
5. Remove a Payment Method:
   • To remove a payment method, select the card or bank account you want to remove and click “Remove.”

20. What Should I Do If My PayPal Account Is Hacked?

If your PayPal account is hacked, immediately change your password, contact PayPal support to report the incident, and monitor your account for any unauthorized transactions. Quick action can minimize the damage.

Here’s what you should do:

1. Change Your Password: Immediately change your PayPal password to prevent further unauthorized access.
2. Contact PayPal Support: Contact PayPal support to report the incident. They can help you secure your account and investigate any fraudulent transactions.
3. Monitor Your Account: Monitor your account for any unauthorized transactions.
4. File a Police Report: If you believe you have been a victim of identity theft, file a police report.
5. Review Security Settings: Review your security settings and enable two-factor authentication for added protection.

21. What Is Two-Factor Authentication And How Do I Enable It On PayPal?

Two-factor authentication (2FA) is an extra layer of security that requires a second verification method, such as a code sent to your phone, in addition to your password. Enabling 2FA on PayPal significantly enhances account security.

Here’s how to enable it:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Security Settings: Navigate to the security settings or profile section.
3. Enable Two-Factor Authentication: Look for an option to enable two-factor authentication.
4. Choose Verification Method: Choose your preferred verification method, such as a code sent to your phone or an authenticator app.
5. Follow Instructions: Follow the instructions to set up two-factor authentication.

According to cybersecurity experts at New York University, enabling two-factor authentication can reduce the risk of unauthorized access by up to 90%.

22. How Can I Protect Myself From PayPal Scams?

To protect yourself from PayPal scams, be wary of phishing emails, verify recipient details, avoid sending money as “For Friends and Family” for goods and services, and monitor your account regularly for unauthorized activity.

Here are some tips to stay safe:

• Be Wary of Phishing Emails: Be cautious of emails that ask you to click on links or provide personal information. Always log into your PayPal account directly to check for any issues.
• Verify Recipient Details: Double-check the recipient’s email address or username before sending money.
• Avoid Sending Money as “For Friends and Family” for Goods and Services: Use the “For Goods and Services” option when paying for items or services to ensure you are protected by PayPal’s buyer protection policy.
• Monitor Your Account Regularly: Regularly check your account for any unauthorized activity.
• Use Strong Passwords: Use strong, unique passwords and enable two-factor authentication.

23. How Do I Report A Scam Or Fraudulent Activity On PayPal?

You can report a scam or fraudulent activity on PayPal by going to the Resolution Center, opening a dispute, and providing details about the incident. PayPal will investigate the report and take appropriate action.

Follow these steps:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Resolution Center: Navigate to the Resolution Center.
3. Report a Problem: Click on “Report a Problem” and follow the instructions to provide details about the scam or fraudulent activity.
4. Provide Evidence: Provide any evidence that supports your claim, such as emails, screenshots, or transaction details.
5. Wait for PayPal Investigation: Wait for PayPal to investigate the report. PayPal will contact you if they need additional information.

24. What Happens If I Don’t Recognize A Transaction On My PayPal Account?

If you don’t recognize a transaction on your PayPal account, immediately report it to PayPal through the Resolution Center. PayPal will investigate the transaction and, if it’s fraudulent, help you recover the funds.

Here’s what to do:

1. Check Transaction Details: Review the transaction details to see if you can identify the merchant or the purpose of the payment.
2. Contact the Merchant: If you recognize the merchant, contact them to inquire about the transaction.
3. Report to PayPal: If you don’t recognize the transaction or believe it is fraudulent, report it to PayPal through the Resolution Center.
4. Provide Information: Provide as much information as possible about the transaction, including the date, amount, and merchant details.
5. Wait for Investigation: Wait for PayPal to investigate the issue. PayPal may contact you for additional information.

25. How Can I Withdraw Money From My PayPal Account?

You can withdraw money from your PayPal account by transferring it to a linked bank account or debit card. PayPal may charge a fee for certain types of withdrawals, so review the fee structure beforehand.

Here’s how to withdraw money:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Wallet: Click on the “Wallet” tab.
3. Transfer Money: Click on “Transfer Money.”
4. Choose Withdrawal Method: Choose whether to transfer the money to a linked bank account or debit card.
5. Enter Amount: Enter the amount you want to withdraw.
6. Review and Confirm: Review the transaction details and confirm the withdrawal.

26. How Long Does It Take To Transfer Money From PayPal To My Bank Account?

The time it takes to transfer money from PayPal to your bank account typically ranges from 1 to 3 business days. Instant transfers to eligible debit cards are also available for a fee.

Here are the typical timelines:

• Standard Transfer: Standard transfers to a bank account usually take 1 to 3 business days.
• Instant Transfer: Instant transfers to an eligible debit card are usually completed within minutes, but there is a fee for this service.

27. Can I Send Money To Someone Without A Bank Account Using PayPal?

Yes, you can send money to someone without a bank account using PayPal. The recipient can create a PayPal account to receive the funds and then use the money for online purchases or withdraw it using a PayPal debit card.

Here’s how it works:

1. Send Money to Email or Mobile Number: Send the money to the recipient’s email address or mobile number.
2. Recipient Creates PayPal Account: The recipient receives a notification and is prompted to create a PayPal account.
3. Access to Funds: Once the recipient has a PayPal account, they can use the funds for online purchases or apply for a PayPal debit card to withdraw the money from an ATM.

28. What Is The PayPal Key And How Does It Work?

The PayPal Key is a virtual card number that allows you to make online purchases at merchants that don’t directly accept PayPal. It adds an extra layer of security by keeping your actual card details private.

Here’s how it works:

1. Generate a PayPal Key: Generate a PayPal Key from your PayPal account. This is a unique, virtual card number linked to your PayPal account.
2. Use the PayPal Key at Checkout: Use the PayPal Key when making online purchases at merchants that don’t directly accept PayPal.
3. PayPal Processes the Payment: PayPal processes the payment and charges it to your linked bank account or credit card.
4. Enhanced Security: Your actual card details are never shared with the merchant, providing an extra layer of security.

29. Can I Use PayPal To Pay For Subscriptions?

Yes, you can use PayPal to pay for subscriptions. PayPal allows you to set up automatic payments for recurring subscriptions, making it convenient to manage your online services.

Here’s how to set up a subscription:

1. Select PayPal as Payment Method: When signing up for a subscription, select PayPal as your payment method.
2. Log into Your PayPal Account: Log into your PayPal account and authorize the recurring payments.
3. Automatic Payments: PayPal will automatically charge your linked bank account or credit card each month or billing cycle.
4. Manage Subscriptions: You can manage your subscriptions in your PayPal account and cancel them at any time.

30. How Do I Change My Name Or Other Personal Information On PayPal?

You can change your name or other personal information on PayPal by going to the “Settings” section of your account and editing your profile. Keeping your information up-to-date ensures accurate transactions.

Here’s how to do it:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Go to Settings: Click on the “Settings” icon.
3. Edit Profile: Click on “Profile” and edit your personal information, such as your name, address, or phone number.
4. Save Changes: Save your changes.

31. What Are The Tax Implications Of Sending Or Receiving Money Through PayPal?

The tax implications of sending or receiving money through PayPal depend on the nature of the transaction. Generally, payments for goods and services may be subject to income tax, while personal gifts are typically not taxable.

Here are some key considerations:

• Business Transactions: If you are using PayPal for business transactions, such as selling goods or services, you may be subject to income tax on the payments you receive.
• Personal Gifts: If you are sending or receiving money as a personal gift, it is typically not taxable, provided it meets the IRS guidelines for gift tax exclusions.
• Reporting Requirements: PayPal is required to report certain transactions to the IRS, such as payments for goods and services that exceed a certain threshold.
• Consult a Tax Professional: Consult a tax professional for personalized advice on the tax implications of using PayPal.

According to IRS guidelines, as of 2024, PayPal is required to report transactions exceeding $20,000 in gross payment volume and more than 200 transactions.

32. How Do I Close My PayPal Account?

You can close your PayPal account by going to the “Settings” section, navigating to “Account Options,” and selecting “Close Your Account.” Ensure you withdraw any remaining funds before closing your account.

Follow these steps:

1. Log into Your PayPal Account: Log into your PayPal account on the website.
2. Withdraw Remaining Funds: Withdraw any remaining funds from your PayPal account to your linked bank account or debit card.
3. Go to Settings: Click on the “Settings” icon.
4. Go to Account Options: Navigate to “Account Options.”
5. Close Your Account: Click on “Close Your Account” and follow the instructions to close your account.

Navigating the world of online payments can sometimes feel overwhelming, but with the right guidance, it can be a seamless experience. At money-central.com, we strive to provide clear, concise, and actionable advice to help you manage your finances effectively. Whether you’re looking to send money securely, understand payment options, or protect yourself from fraud, our platform is your go-to resource.

FAQ: Sending Money On PayPal

1. Can I send money to someone on PayPal without creating an account?

No, both the sender and the recipient typically need a PayPal account to send and receive money. However, the recipient can sign up for an account to claim the money.

2. Is there a limit to how much money I can send on PayPal?

Yes, there are sending limits that vary depending on your account status. Verifying your account can increase these limits.

3. What information do I need to send money to someone on PayPal?

You need the recipient’s email address, mobile number, PayPal username, or their PayPal.Me link.

4. How do I choose between “For Goods and Services” and “For Friends and Family”?

Choose “For Goods and Services” when paying for items or services, and “For Friends and Family” when sending money to someone you trust.

5. What happens if I send money to the wrong email address on PayPal?

Contact the recipient immediately and request a refund. If they don’t respond, file a dispute through PayPal’s Resolution Center.

6. Can I cancel a PayPal payment after it has been sent?

No, you typically cannot cancel a payment after it has been sent. You need to request a refund from the recipient.

7. Are there fees for sending money internationally via PayPal?

Yes, fees vary depending on the country and currency. Check the fee structure before completing the transaction.

8. How do I add a new bank account or credit card to my PayPal account?

Go to the “Wallet” section in your account settings and follow the instructions to link a new bank account or card.

9. What should I do if I suspect fraudulent activity on my PayPal account?

Immediately change your password, contact PayPal support, and monitor your account for unauthorized transactions.

10. How secure is it to send money via PayPal?

Sending money through PayPal is generally secure due to its use of encryption, fraud monitoring, and buyer/seller protection policies.

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