Cash App has revolutionized the way people handle their finances, offering a seamless platform for sending, spending, and saving money. While many users link their bank accounts or debit cards to Cash App, you might be wondering, “How To Add Money To A Cash App Card” using cash. The good news is Cash App allows you to deposit cash into your account at numerous retail locations across the country. This guide will walk you through the process, ensuring you can easily add funds to your Cash App balance using paper money.
Finding a Cash Deposit Location Near You
Cash App makes it incredibly easy to find participating retailers where you can deposit cash. Utilizing the in-app map feature, you can quickly locate a convenient spot. Here’s how:
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Navigate to the Banking Tab: Open Cash App on your smartphone and tap the “Banking” tab, typically located at the bottom-left corner of your home screen.
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Select “Paper Money”: Within the Banking tab, you will find the “Paper Money” option. Tap on it to access the cash deposit feature.
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Explore the Map: A map will appear, displaying nearby locations that support Cash App paper money deposits. You can browse the map to find a location that suits you. Alternatively, use the search bar at the top to enter a specific address or zip code to find locations in a particular area.
Once you’ve identified a convenient location, Cash App provides options to get directions directly through your preferred navigation app or copy the address for manual entry.
Step-by-Step Guide to Depositing Cash at Retailers
After locating a participating retailer, the process of depositing cash into your Cash App card is straightforward. Follow these steps to successfully add funds:
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Inform the Cashier: Upon reaching the cashier at your chosen retailer (such as CVS, Walgreens, or Dollar General), clearly state that you wish to load funds onto your Cash App using a barcode.
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Barcode Scanning: Your Cash App will generate a unique barcode for the deposit transaction. To access it, you may need to tap a button within the “Paper Money” section of your Banking tab, often represented by a barcode icon or a prompt like “Generate Barcode”. Show this barcode to the cashier for scanning.
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Hand Over the Cash: After the cashier scans the barcode, hand them the amount of cash you want to deposit into your Cash App account. Ensure the amount is within the deposit limits ($5 minimum and $500 maximum per deposit).
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Confirmation and Receipt: The funds will be automatically added to your Cash App balance almost instantly. It’s highly recommended to request and retain a receipt from the cashier as proof of your deposit.
What if the Cashier Asks to Swipe Your Card?
Occasionally, a cashier might mistakenly ask you to swipe your physical Cash Card for a paper money deposit. It’s crucial to understand that Cash App paper money deposits require barcode scanning, not card swiping.
If you encounter this situation, politely inform the cashier that they need to scan the barcode displayed in your Cash App to initiate the deposit. You can even show them the question mark icon (“?”) on the map within your Cash App, which provides instructions for merchants if they are unsure about the process.
Understanding Deposit Limits and Fees
While depositing cash into your Cash App card offers great flexibility, it’s important to be aware of the associated limits and fees:
- Deposit Fee: Cash App charges a flat $1 processing fee for each paper money deposit. This fee is automatically deducted from the deposit amount.
- Fee Waiver: The $1 deposit fee is waived if you have direct deposits of $300 or more in paychecks per month into your Cash App account.
- Deposit Limits:
- 7-day limit: You can deposit up to $1,000 per rolling 7-day period.
- 30-day limit: You can deposit up to $4,000 per rolling 30-day period.
- Per deposit limit: Each individual deposit must be between $5 and $500.
Cash App will notify you if you approach or reach any of these deposit limits. These limits are based on a rolling timeframe, meaning they are calculated based on your deposit activity over the past 7 or 30 days, not calendar weeks or months.
ID Verification at Retail Locations
Keep in mind that some participating merchants or retailers might request to see your photo ID as an additional security measure when you deposit cash. This is due to their individual store policies and is separate from Cash App’s verification process. You will need to comply with the retailer’s policies if they request ID verification to complete your cash deposit.
List of Participating Retailers
Cash App supports paper money deposits at a wide range of retailers nationwide. Here is a comprehensive list of participating merchants where you can add cash to your Cash App card:
- 7 Eleven
- Baker’s
- Bashas’
- City Market
- Circle K
- Cox Foodarama
- CVS Pharmacy
- Delek
- Dillons
- Dodge Foods
- Dollar General
- Duane Reade (displays as Walgreens on the map)
- EZ Mart
- Family Dollar
- Food 4 Less
- Foods Co
- Fred Meyer
- Fry’s
- Gerbes
- GoMart
- H-E-B
- Holiday Station
- Huck’s
- Jacksons
- Jay C Food Store
- King Soopers
- Kroger
- Kwik Check Foods
- KwikTrip
- Kum & Go
- Mariano’s
- Maverik
- Metro Market
- Pay-Less Super Markets
- Pick’n Save
- Pilot Travel Centers
- QFC
- Ralphs
- Rite Aid
- Royal Farms
- Ruler
- SaveMart
- Sheetz
- Smith’s Food and Drug
- Speedway
- Sunset Foods
- Thorntons
- TravelCenters of America
- Walgreens
- Walmart*
- Wesco
- Yesway
*For deposits at Walmart, visit the customer service desk or MoneyCenter. Note that their operating hours may differ from the store’s general hours.
Conclusion
Adding money to your Cash App card using cash is a convenient option thanks to Cash App’s extensive network of participating retailers. By following these simple steps and understanding the deposit process, fees, and limits, you can easily manage your Cash App balance with paper money. Utilize the in-app map to find a nearby location and start depositing cash into your Cash App account today!
