Zelle® has become a popular way to send money directly between bank accounts in the U.S., and if you’re a Wells Fargo customer, you can easily use Zelle® through your online or mobile banking. It’s designed for sending money to people you know and trust, like family and friends. This guide will walk you through How To Send Money On Zelle®, ensuring you can confidently use this convenient service.
Getting Started with Zelle® Through Wells Fargo
Before you can send money, you’ll need to enroll in Zelle® through Wells Fargo Online® or Wells Fargo Business Online®. This is a straightforward process, but there are a few key things to keep in mind:
- Eligibility: You need a U.S. checking or savings account with Wells Fargo to use Zelle®.
- Enrollment: Enrollment is required and can be done via Wells Fargo’s online or mobile platforms.
Once enrolled, sending money with Zelle® is typically very fast, with transactions between enrolled users usually happening in minutes.
Alt text: A person is depicted using their mobile phone to send money via the Zelle app, showcasing the convenience of mobile money transfers.
Step-by-Step Guide to Sending Money
Here’s how you can send money using Zelle® through your Wells Fargo account:
- Log in to Wells Fargo Online or Mobile Banking: Access your Wells Fargo account through their website or mobile app.
- Navigate to Zelle®: Look for the Zelle® option within the transfer or payment section of your account dashboard.
- Add Recipient: If you’re sending money to someone for the first time, you’ll need to add them as a recipient. You’ll typically need their email address or U.S. mobile phone number. Ensure you have the correct information.
- Enter Amount and Send: Enter the amount of money you wish to send. Double-check the recipient’s details and the amount before confirming.
- Review and Confirm: Review all the details of your transaction before you finalize sending the money.
Important Security and Usage Notes
While Zelle® is convenient, it’s crucial to use it safely:
- Send to People You Trust: Zelle® is best for sending money to friends, family, and others you have a trusted relationship with.
- No Purchase Protection: Remember that neither Wells Fargo nor Zelle® offers purchase protection for Zelle® payments. If you don’t receive an item or service you paid for, or if it’s not as expected, you might not be able to get your money back.
- Business Transactions: To send or receive money with small businesses using Zelle®, both parties need to be directly enrolled with Zelle® through their bank.
- Donations to American Red Cross: Zelle® can be used to send direct donations to the American Red Cross Disaster Relief using [email protected], but only for sending donations, not for requesting money.
Stay Informed
Keep in mind that your mobile carrier’s message and data rates might apply when using Zelle® on your mobile device. Also, standard account fees from Wells Fargo may apply depending on your account type. For complete details, you can view the Zelle® Transfer Service Addendum in your Wells Fargo Online Access Agreement.
By following these steps and keeping the safety tips in mind, you can confidently and securely send money using Zelle® through Wells Fargo.
