In today’s digital age, many individuals are exploring opportunities to make money from home, and online financial services play a crucial role in this landscape. Platforms like NerdWallet provide valuable resources and information to help navigate personal finance. However, it’s important for users to be aware of certain disclaimers and considerations when utilizing these services.
NerdWallet operates as a financial information provider, offering insights and comparisons across various financial products. It is essential to understand that NerdWallet itself is not a bank. Banking services are facilitated through partnerships with institutions like Evolve Bank & Trust, Member FDIC, for specific products such as the NerdUp by NerdWallet Credit Card. This card is issued by Evolve Bank & Trust under license from MasterCard International Inc.
When engaging with financial products recommended or featured on platforms like NerdWallet, remember that your credit score may be impacted. Credit scores are independently determined by credit bureaus based on numerous factors, including your financial interactions with various organizations. NerdWallet Compare, Inc., operates under NMLS ID # 1617539, with further details available through the NMLS Consumer Access and Licenses and Disclosures links provided. In California, loans are arranged under California Finance Lender loans license #60DBO-74812. Insurance services are offered via NerdWallet Insurance Services, Inc., holding CA resident license no.OK92033.
Furthermore, NerdWallet partners with Atomic Invest LLC, an SEC-registered investment adviser, to offer investment advisory accounts. It’s crucial to recognize that NerdWallet receives compensation from Atomic, creating a potential conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC, which is also an affiliate of Atomic, presenting another conflict of interest. Detailed information about Atomic and Atomic Brokerage can be found in their respective Form CRS, Form ADV Part 2A, General Disclosures, and Privacy Policy documents, as well as through FINRA’s BrokerCheck.
It is vital to understand that neither Atomic Invest nor Atomic Brokerage, nor their affiliates, are banks. Investments in securities carry inherent risks. They are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves the risk of potential loss of principal. Before making any investment decisions, carefully consider your investment objectives, and the associated fees and expenses.
By understanding these key disclaimers, individuals seeking to manage their finances and explore opportunities for Making Money From Home can utilize platforms like NerdWallet more effectively and responsibly.
