Money Belts: a seemingly simple travel accessory that sparks debate amongst globetrotters. Are they a must-have for security, or an overcautious travel faux pas? At money-central.com, we believe in empowering you to travel smarter and safer. If keeping your valuables secure, discreet, and easily accessible brings you peace of mind, then a money belt is undoubtedly a valuable tool in your travel arsenal. The key is choosing the right one for your needs.
Travel money belts range from the overtly visible to the cleverly concealed. For those prioritizing security against theft, inconspicuous access is paramount. If convenience is your main goal, comfort and sufficient capacity become the deciding factors.
To cut through the noise and identify the best options, we rigorously tested 18 travel money belts in our dedicated lab. Our evaluation focused on ease of use, comfort, capacity, performance, and overall quality. We even simulated sweat and water exposure to assess their resilience. Our testing didn’t stop there; we extended our trials into real-world travel scenarios over six months to gauge long-term durability and practicality. Whether you need a minimalist belt for essentials, a robust option for adventurous excursions, or RFID protection against digital theft, our comprehensive guide will help you find your perfect money belt companion.
Our Top Picks
- Best Overall: Raytix RFID Money Belt at Amazon $19
Jump to Review - Most Versatile: ANJ Money Belt at Amazon $11
Jump to Review - Best Anti-theft: Peak Gear Hidden Travel Money Belt at Amazon $22
Jump to Review - Best Large Capacity: Lanney RFID Travel Blocking Money Belt at Amazon $13 $10
Jump to Review - Best for Active Travelers: FlipBelt Classic Running Belt at Amazon $37
Jump to Review - Best Organization: Aikelida RFID Blocking Travel Wallet at Amazon $17 $9
Jump to Review - Easiest to Conceal: StashBandz Unisex Travel Money Belt at Amazon $24
Jump to Review - Most Compact: Molarun Travel Money Belt at Amazon $10 $8
Jump to Review
Best Overall
Raytix RFID Money Belt
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PHOTO: Amazon
$19 at Amazon View on Sears.com
Why We Love It: Comfortable to wear and spacious enough for essential travel documents and items.
What to Consider: Limited size range compared to other money belts.
The Raytix RFID Money Belt offers a classic design with a surprisingly slim profile, housing five pockets for optimal organization. The main zippered compartment features two internal mesh pockets, perfect for smaller items like coins, tickets, or wireless earbuds. A concealed back mesh pocket is ideal for banknotes, while a medium front zippered pocket provides additional storage. We found it effortlessly accommodated all items on our testing checklist, including a passport, without straining the zipper. The breathable, lightly padded back mesh pocket ensures comfortable wear against the skin.
The belt features a unique, robust double-release button buckle, seemingly more durable than standard buckles. Throughout testing, the adjustable straps remained comfortable without digging in, fitting waist sizes from 27 to 41 inches. It’s available in classic black and vibrant colors like pink and green. While the slim design becomes slightly bulkier when fully packed, its secure and durable construction stood the test of time, remaining in excellent condition even after six months of regular use for running and travel. This makes it a top pick for those seeking a reliable and comfortable travel money belt with RFID protection.
The Details: Ripstop nylon | 11 x 5.5 x 0.04 inches | 5 pockets | RFID-blocking
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PHOTO: Travel + Leisure / Jessica Juliao
Most Versatile
ANJ Money Belt
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PHOTO: Amazon
Why We Love It: Water and sweat-resistant, perfect for workouts and hot climates.
What to Consider: Maximum waist size of 41 inches may be restrictive for some.
The ANJ Outdoors Water-resistant Money Belt stands out with its minimalist, two-layer, single-pocket design, achieving an incredibly thin and lightweight profile. Crafted from soft lycra, it offers surprising stretch, accommodating essential travel items, although a passport required a bit of maneuvering. Originally designed for runners, the water-resistant material delivers athletic-level comfort, ideal for active travelers. While we noted some sweat buildup in hot weather during our three-month test, wearing it under quick-drying clothing mitigated this. Importantly, after six months of use, the material proved resistant to odor retention from sweat and water. A hidden headphone jack, a convenient bonus for wired headphone users, is also included. The adjustable strap, featuring reflective strips for added safety, fits waists from 26 to 41 inches. Beyond its practical features, this money belt is surprisingly stylish and feels remarkably secure against the body, making it a versatile choice for various travel scenarios.
The Details: Lycra | 7.5 x 4.5 x 0.04 inches | 1 pocket
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PHOTO: Travel + Leisure / Jessica Juliao
Best Anti-theft
Peak Gear Hidden Travel Money Belt
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PHOTO: Amazon
$22 at Amazon $17 at Walmart View on Getpeakgear.com
Why We Love It: RFID-blocking with added theft insurance and lifetime recovery service.
What to Consider: Lack of a small front velcro pocket for quick access.
The Peak Gear Hidden Travel Money Belt distinguishes itself as a top anti-theft choice, not just for its integrated RFID-blocking lining, but also for its unique inclusion of $250 theft insurance and lifetime recovery service via two recovery decals. This service, accessible through a 24/7 hotline, facilitates the return of lost or stolen items from anywhere globally. We appreciated the discreet access to items, maintaining a low profile while wearing it. Testing the “regular” size, we found it remarkably slim and comfortable, even when filled with travel essentials like documents, money, headphones, keys, and a cell phone. Despite maximizing its five pockets, it remained lightweight and comfortable, even while seated. The limited color options (beige and black) are the only minor drawback. For travelers prioritizing robust anti-theft features and peace of mind, this money belt is an excellent investment.
The Details: Nylon | 5 x 5 x 0.7 inches | 5 pockets | RFID-blocking
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PHOTO: Travel + Leisure / Jessica Juliao
Best Large Capacity
Lanney RFID Travel Blocking Money Belt
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PHOTO: Amazon
$13 $10 at Amazon $13 at Walmart
Why We Love It: Ample space for passports, large bills, and credit cards, keeping all valuables together.
What to Consider: Included RFID card sleeves are not environmentally friendly.
The Lanney RFID Travel Blocking Money Belt boasts a standard design with exceptional storage capacity. It features five compartments, including a main section with two internal mesh slip pockets, a small front zippered pocket, and a breathable open mesh back sleeve, ideal for cash. We were impressed by its comfort and ability to hold all test items and more, while remaining discreet under clothing. The adjustable strap fits waists from 26 to 50 inches and likely stretches further. In our water bottle test, it provided complete protection. Notably, it includes three layers of RFID-blocking and comes with 10 individual RFID-blocking card holders – a unique bonus. While available in beige, cream, and black, more color options would enhance its appeal. For travelers needing to carry a significant amount of valuables securely and comfortably, this large-capacity money belt is a strong contender.
The Details: Ripstop nylon | 10 x 5.5 inches | 5 pockets | RFID-blocking
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PHOTO: Travel + Leisure / Jessica Juliao
Best for Active Travelers
FlipBelt Classic Running Belt
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PHOTO: Amazon
$37 at Amazon $42 at REI View on Flipbelt.com
Why We Love It: Discreet and perfect for storing essentials during workouts, hikes, runs, or bike rides.
What to Consider: Non-adjustable sizing requires careful size selection.
The FlipBelt Classic Running Belt, machine washable and crafted from a light, breathable plush fabric, offers exceptional comfort against the skin with impressive stretch and bounce-back. Its design allows for unrestricted movement, making it ideal for active travel, though we found it slightly cumbersome to put on due to its tendency to flip. Featuring four pockets, the main compartment’s stretchable material impressively accommodated a significant amount of items. It performed admirably in our sweat test, demonstrating durability and high-quality materials, and remained well-concealed under clothing. Available in 13 colors, a zippered pocket for enhanced security would be a welcome addition. As a band-style belt without adjustability, precise sizing is crucial (available in seven sizes from XXS to XXL). After six months of rigorous activity, the belt showed no signs of wear and tear, proving its durability. For active individuals seeking a secure and comfortable money belt, the FlipBelt Classic is a top choice.
The Details: Micropoly and lycra | 8.6 x 3.2 x 0.4 inches | 4 pockets
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Best Organization
Aikelida RFID Blocking Travel Wallet
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PHOTO: Amazon
Why We Love It: Two separate pockets for efficient money and ID organization.
What to Consider: Buckle feels somewhat flimsy.
The Aikelida RFID Blocking Travel Wallet excels in organization with its slim design and multiple compartments. It features two main zippered pockets, two internal stash pockets within the larger main pocket, and a hidden stretchy mesh back pocket. This pocket layout makes locating items, especially small ones like coins or wired headphones, effortless. Both zippers operate smoothly with long, easily accessible nylon pulls. The exterior fabric is tear and water-resistant, and the sweat-wicking padded back ensures comfortable wear during movement. The adjustable elastic belt allows for a customized fit, though long-term elasticity remains a question. RFID-blocking adds a layer of security. Its availability only in solid black may make it less concealable under light clothing, but for travelers prioritizing organized storage and RFID protection in a money belt, the Aikelida is a highly functional option.
The Details: Nylon | 11.2 x 5.2 x 0.4 inches | 5 pockets | RFID-blocking
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PHOTO: Travel + Leisure / Jessica Juliao
Easiest to Conceal
StashBandz Unisex Travel Money Belt
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PHOTO: Amazon
$24 at Amazon View on Stashbandz.com
Why We Love It: Compression band ensures a snug, discreet fit.
What to Consider: Runs small and lacks adjustability.
The StashBandz money belt impressed us with its waterproof compression band design and wide color selection (11 options). The 360-degree spandex band, clip and belt-free, fits around the hips or waist, pulled up or down like clothing. Four pockets are integrated within stitched seams, with one zippered pocket for extra security. While front pockets are easily accessible, reaching the back pockets requires some flexibility. In our spray bottle sweat test, it kept items dry and dried fully in about 15 minutes. Though the spandex was comfortable, the belt tended to ride up with sitting and arm movements. Sizing runs small, so sizing up is recommended, potentially mitigating roll-up issues. For travelers prioritizing maximum concealability and a comfortable, albeit snug, fit, the StashBandz is a unique and effective money belt.
The Details: Spandex | 8 x 6 inches | 4 pockets
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PHOTO: Travel + Leisure / Jessica Juliao
Most Compact
Molarun Travel Money Belt
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PHOTO: Amazon
Why We Love It: Small, lightweight, yet surprisingly spacious for backpackers and solo travelers.
What to Consider: Waist strap limited to 46 inches, potentially too small for some.
The Molarun Travel Money Belt is a budget-friendly, compact option for travelers seeking basic security. This classic-style money belt includes an open mesh back pocket, a small front zippered pocket, and a main compartment with two open mesh pockets. The padded back mesh pocket ensures comfort, and accessing stored items is easy. The adjustable strap (26-46 inches) clips at the back, but its top-front attachment point can cause the pouch to flip backward. Despite its compact size, it accommodated all test items, albeit snugly. When fully packed, visibility under clothing increased, potentially not ideal for complete discretion. However, for travelers prioritizing minimal bulk and essential security features at an affordable price, the Molarun is a practical choice.
The Details: Ripstop nylon | 9 x 6 x 0.39 inches | 3 pockets | RFID-blocking
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PHOTO: Travel + Leisure / Jessica Juliao
Other Travel Money Belts We Liked
While not top picks, these money belts are worth considering:
- Venture 4TH Travel Money Belt: Offers large capacity and easy access, but bulkiness and uncomfortable waist belt are drawbacks.
- Boxiki Travel Hidden Money Belt: Excellent water resistance and quick drying, but limited space.
- Samsonite RFID Security Waist Belt: Comfortable, adjustable, and water-resistant, but flimsy elastic strap raises security concerns.
Our Testing Process
We put 18 travel money belts through rigorous testing in our NYC lab and during six months of real-world travel. Each belt was loaded with standardized essential travel items: passport, credit cards, cash, phone, keys, and earbuds. We evaluated ease of use (putting on, adjusting, wearing), material and component durability, visibility under clothing (one layer and a sweatshirt), and inconspicuousness when accessing items. Comfort was assessed in various positions (standing, sitting, moving). Water/sweat resistance was tested on relevant models by soaking them and checking item dryness and drying time.
Tips for Buying a Travel Money Belt
Know Your Size and Capacity Needs
Choose a money belt with sufficient capacity for your essentials, but be mindful of bulkiness, which can compromise concealability. Opt for the most minimalist design that meets your needs. Check belt circumference ranges, especially for smaller or larger waists.
Evaluate Materials
Material choice depends on your travel style. Waterproof materials are crucial for rainforest treks, while rip-proof or cut-proof materials are better for urban travel to prevent theft. Breathable, flexible materials are ideal for active pursuits and hot climates.
Look for Security Features
For security-focused travelers, prioritize added features. RFID-blocking linings protect against digital theft. Consider combining with an RFID wallet for enhanced security. Hidden pockets, ripstop material, locking zippers, and theft insurance/recovery services further enhance security.
Frequently Asked Questions
- Do travel belts really keep your money safe? Yes, especially in pickpocketing hotspots. However, avoid obvious or cumbersome belts that draw attention. Choose the best money belt for your body and needs. It’s a vital travel accessory for security.
- What else can you put in a travel money belt? Treat it like a minimalist hip pack for valuables: keys, cards, earbuds, phone. Ensure size compatibility for passports or phones (removing covers may be necessary).
- Can you wear your travel money belt through airport security screening? No. Remove it like a hip pack before body scanners. Pack it like a wallet in luggage during security, then put it on in the bathroom post-security for discretion.
- How do you wear a travel money belt? Under clothing for maximum security. Choose slim, non-bulky designs. Wrap it around your waist under a shirt or jacket. This keeps valuables close and secure, yet accessible when needed.
You Might Also Want
Enhance your travel security with these anti-theft accessories:
- Pacsafe Anti-theft Backpack: Carry-on size with lockable zippers and cut-resistant fabric.
- Eufy SmartTrack Link: Affordable luggage tracker, similar to Apple AirTag.
- Birdie Personal Safety Alarm: Portable alarm with strobe light for emergencies.
Why Trust Travel + Leisure
Katherine Alex Beaven, a seasoned travel writer, combined research, T+L team insights, and personal money belt experiences for this guide.
Edited by Morgan Ashley Parker, Associate Editorial Director at Travel + Leisure.
Updated by Taylor Fox, Outdoor Gear Editor at Travel + Leisure, Anne Taylor, Updates Writer at Travel + Leisure, and Asia London Palomba.
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