Sims 4 Money Cheat Codes: Get Rich Quick on Console & PC

Want to build your dream mansion in The Sims 4 without the grind? Or perhaps shower your Sims with the finest things in life from the get-go? Sims Money Cheat Codes are the answer! Whether you’re playing on PC, Mac, PlayStation, or Xbox, we’ll show you how to instantly boost your Simoleons and live the high life.

Getting rich quick in The Sims 4 is easier than you think, and cheat codes are the fastest way to do it. This guide will break down how to use money cheats on all platforms, ensuring you can focus on the fun parts of the game – building, socializing, and storytelling – without worrying about your Sim’s bank balance.

Opening the Cheat Console: Your Gateway to Simoleons

Before you can enter any money cheat codes, you need to open the cheat console. The method varies slightly depending on whether you’re playing on PC/Mac or console:

  • On PC/Mac: Press Ctrl + Shift + C simultaneously. A white text box will appear at the top of your screen – this is the cheat console.
  • On PlayStation 4 & PlayStation 5: Hold down all four shoulder buttons simultaneously: L1 + L2 + R1 + R2. The cheat console will appear as a text box at the top.
  • On Xbox One & Xbox Series X/S: Hold down all four shoulder buttons simultaneously: LB + LT + RB + RT. The cheat console will pop up just like on PlayStation.

Once the cheat console is open, you’re ready to enter the magic words that will fill your Sims’ coffers.

The Essential Money Cheats: Motherlode, Rosebud, and Money

There are a few key cheat codes to know when it comes to getting more Simoleons in The Sims 4:

  • rosebud: This classic cheat, dating back to the original Sims game, instantly grants your household §1,000 Simoleons. It’s a quick boost for smaller needs.
  • kaching: Similar to rosebud, kaching provides a slightly larger sum of §1,000 Simoleons. Use whichever you prefer, as they do the same thing.
  • motherlode: The king of Sims money cheats! Typing motherlode into the cheat console will instantly add a whopping §50,000 Simoleons to your household funds. For serious cash injections, this is your go-to cheat.
  • Money [Amount]: For precise control over your Simoleons, use the Money cheat followed by a space and the exact amount of money you want. For example, Money 1000000 will set your household funds to exactly §1,000,000 Simoleons. This is incredibly useful for setting specific budgets or making sure you have just the right amount for that dream purchase.

Important Note: Enabling Testing Cheats for More Options (PC/Mac)

For PC and Mac players, there’s an extra layer of cheats you can unlock by first entering the code testingcheats true into the cheat console and pressing Enter. This unlocks a wider range of cheat functionalities, some of which can indirectly impact your Sims’ finances, such as free real estate or object manipulation. However, for the direct money cheats (rosebud, kaching, motherlode, Money), testingcheats true is not required.

Console Players and Testing Cheats: Achievement Disabling

Console players can also use testingcheats true, but be warned: enabling testing cheats on PlayStation and Xbox will disable Achievements and Trophies for your current save game. If you’re concerned about unlocking achievements, stick to the basic money cheats (rosebud, kaching, motherlode, Money) without enabling testing cheats. These money cheats are safe to use without disabling achievements on consoles.

Using Money Cheats Effectively

While it’s tempting to spam motherlode until your Sims are swimming in cash, consider using money cheats strategically to enhance your gameplay:

  • Starting Funds Boost: Use motherlode once or twice at the beginning of a new game to give your Sims a comfortable starting budget to build a decent starter home and get their careers going.
  • Overcoming Financial Hurdles: If your Sims are struggling to make ends meet or you need a quick injection of cash for a specific goal (like buying a business or a large piece of furniture), a money cheat can provide a timely boost without derailing your entire game.
  • Creative Building: Money cheats are invaluable when you want to focus purely on building without budget limitations. Use motherlode or Money [Amount] to create your ultimate dream builds without worrying about costs.

Enjoying Your Simoleons

Sims money cheat codes are a fantastic tool to tailor your Sims 4 experience to your preferred playstyle. Whether you want to bypass the financial challenges entirely or just need a little help along the way, these cheats provide the flexibility to play the game your way. So go ahead, open that cheat console, and watch your Sims’ bank accounts grow!

Remember to use cheats responsibly and have fun building your dream Sims world!

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