What To Write When Giving Money As A Wedding Gift?

Giving money as a wedding gift is a thoughtful gesture, but what to write when giving money as a wedding gift can be a challenge. At money-central.com, we provide the guidance you need to express your heartfelt wishes with the perfect words. Discover various messages, etiquette tips, and creative ideas to make your monetary gift extra special, ensuring your contribution is both practical and warmly received, including financial blessings and marital prosperity.

1. Why Give Money As A Wedding Gift?

Giving money as a wedding gift is increasingly popular due to its practicality and flexibility. Here’s why it’s a great option:

Flexibility for the Couple: Money allows the newlyweds to use the gift in a way that best suits their needs and preferences. They can put it towards their honeymoon, a down payment on a house, or any other financial goals they may have.
Practicality: Many couples already have household items when they get married, making traditional gifts redundant. Cash provides a practical way to help them start their married life without accumulating unnecessary possessions.
Avoiding Duplicates: With a cash gift, you avoid the risk of buying something the couple already has or doesn’t need. This is especially helpful when you’re unsure of their specific tastes or preferences.
Supporting Their Dreams: Money can help the couple achieve their dreams, whether it’s traveling the world, starting a business, or investing in their future.
Ease of Giving: Giving money is simple and convenient. It eliminates the need to shop for a physical gift, wrap it, and transport it to the wedding.

Example: According to a survey by The Knot, cash gifts are the most preferred type of wedding gift among modern couples, with over 70% indicating they would rather receive money than traditional presents.

2. Understanding Wedding Gift Etiquette

Navigating wedding gift etiquette can be tricky. Here are some guidelines to help you make the right decision:

Always Give a Gift: If you are invited to a wedding, it is customary to give a gift, even if you cannot attend.
Consider Your Relationship: The closer you are to the couple, the more generous your gift should be.
Follow the Registry (If Available): If the couple has a wedding registry, it’s a good idea to choose a gift from it. This ensures they receive items they actually want and need.
Cash is Acceptable: Giving cash is perfectly acceptable, especially if the couple hasn’t created a registry or if you know they are saving for something specific.
Timing Matters: It’s best to give the gift before or within a few months after the wedding.
Presentation is Key: Even if you’re giving cash, make sure to present it in a thoughtful way, such as in a nice card or a small, decorative box.

Table: Wedding Gift Etiquette Guidelines

Guideline	Description
Always Give a Gift	If you are invited, it is customary to give a gift, regardless of whether you can attend.
Relationship Matters	The closer you are to the couple, the more generous your gift should be.
Follow the Registry	If available, choose a gift from the registry to ensure they receive items they want and need.
Cash is Acceptable	Giving cash is perfectly acceptable, particularly if they haven’t created a registry.
Timing Matters	Give the gift before or within a few months after the wedding.
Presentation is Key	Present the cash in a thoughtful way, such as in a nice card or a decorative box, demonstrating your care.

Example: Emily Post’s Etiquette emphasizes that “a gift is a token of your good wishes for the couple’s future happiness. It should reflect your relationship with them and your budget.”

3. What to Write When Giving Money: General Phrases

When giving money, the message you include is just as important as the gift itself. Here are some general phrases you can use:

“Wishing you a lifetime of love and happiness.”
“May your joining together bring you more happiness than you can imagine.”
“Thank you for inviting us to share this joyful day! We wish you a lifetime of happiness.”
“Best wishes to you on this wonderful journey.”
“Congratulations on your wedding!”
“Wishing you the best today and always.”
“Sending you our deepest love and best wishes.”
“May the joy you feel today last a lifetime.”
“Here’s to love and friendship!”
“Lots of love today and beyond.”

Why This Works: These phrases are timeless and heartfelt, expressing your sincere wishes for the couple’s future happiness.

4. Phrases for a Cash Gift

When giving cash, it’s helpful to acknowledge the gift directly in your message. Here are some phrases you can use specifically for a cash gift:

“Please use this gift for something you need to start your new life together.”
“We hope this gift helps you create wonderful memories on your honeymoon.”
“Wishing you all the best as you build your future together. We hope this helps.”
“May this gift contribute to the beautiful home you create together.”
“We are so happy for you both. Here’s a little something to help you start your journey.”
“With love and best wishes. We hope this helps make your dreams come true.”
“Congratulations! We hope you can put this towards something special.”
“Wishing you a lifetime of happiness! This is to help you along the way.”
“We are so thrilled to celebrate your special day. Use this gift to make some memories.”
“Here’s a little something to help you start your married life. Best wishes!”

Example: “Please use this gift for something you need to start your new life together,” shows that you put thought into the wedding present.

5. Adding a Personal Touch

Adding a personal touch to your message makes it more meaningful and memorable. Here are some ways to personalize your wedding card:

Share a Memory: “Remember that time when…?” Add a brief, positive anecdote about the couple or your relationship with them.
Express Your Excitement: “We couldn’t be happier for you both! Welcome to the family!”
Highlight Their Qualities: “You bring my [sister/brother/friend] so much joy! I am so thankful for that. Best wishes!”
Refer to Their Future: “We can’t wait to see all the amazing things you accomplish together.”
Offer a Piece of Advice: “Our marriage advice: Always kiss the cook, whoever cooks DOESN’T clean!” (Use humor appropriately.)
Inside Jokes: Incorporate an inside joke that you share with the couple.
Mention Shared Interests: “Knowing how much you both love [hobby/interest], we hope this helps you enjoy it even more together.”
Quote Something Meaningful: Include a quote that resonates with the couple’s relationship or values.
Handwritten Note: Make sure your message is handwritten to add a personal touch.
Specific Wishes: Tailor your wishes to their specific plans, such as “Wishing you an unforgettable honeymoon in [destination]!”

Why This Works: Personalizing your message shows that you put thought and effort into your well wishes, making the gift more special.

6. Religious and Spiritual Messages

If you know the couple is religious or spiritual, incorporating a relevant message can add a meaningful layer to your gift:

“May God bless you and your marriage.”
“May God grant you all of life’s blessings and love’s joys.”
“Praying for you both in this special season of life.”
“May the Lord bless you and keep you in your new life together!”
“Love is patient, love is kind, love never fails. 1 Corinthians 13:4-13”
“God has poured out His love into our hearts. Romans 5:5”
“May your marriage be a reflection of God’s love and grace.”
“Wishing you a marriage filled with faith, hope, and love.”
“May the light of God guide you both on your journey together.”
“Sending you prayers for a blessed and joyful marriage.”

Important Note: Only use religious or spiritual messages if you are confident they align with the couple’s beliefs and values.

7. Humorous Messages

If you have a close, casual relationship with the couple, a humorous message can add a lighthearted touch to your gift:

“Thanks for the free booze! Best wishes on a long, happy marriage!”
“Our marriage advice: Always kiss the cook, whoever cooks DOESN’T clean!”
“Congrats on surviving the wedding planning! May your marriage be less stressful.”
“Wishing you a lifetime of happiness… and may your Wi-Fi always be strong.”
“Here’s to a marriage as strong as your coffee and as smooth as your wine.”
“Remember, happy wife, happy life! Congrats!”
“May your love be like a good meme: timeless and always shareable.”
“Congrats on finding someone who tolerates your quirks! Best wishes!”
“Wishing you a marriage full of love, laughter, and minimal arguments over the thermostat.”
“Here’s to a marriage as fun as your wedding! Cheers!”

Caution: Be mindful of the couple’s sense of humor and avoid anything that could be offensive or inappropriate.

8. Messages for Specific Relationships

Tailoring your message to your specific relationship with the couple can make it more meaningful. Here are some examples:

For a Sibling: “Welcome to the family! We love you both!”
For a Close Friend: “I am so happy to call you both my friends! Congrats!”
For a Family Member’s Partner: “You bring my [sister/brother/mom/dad/family member] so much joy! I am so thankful for that. Best wishes!”
From a Group of Friends: “We are all so happy for you both! Wishing you a lifetime of happiness from all of us.”
From Parents: “We are so proud of you both and excited to see what the future holds. All our love.”
From Grandparents: “Wishing you a marriage as beautiful as your wedding day. We love you dearly.”
For a Colleague: “Congratulations on your wedding! Wishing you all the best in your new life together.”
For a Neighbor: “So happy to celebrate your special day with you. Wishing you a lifetime of happiness just down the street.”
For a Mentor: “Congratulations on finding your perfect match. Wishing you a lifetime of love and happiness.”
For a Student: “Congratulations! So proud of you and excited for your future.”

Key Takeaway: Customize your message to reflect your unique relationship with the couple for a more heartfelt touch.

9. Creative Ways to Present a Cash Gift

The presentation of your cash gift can make it even more special. Here are some creative ideas:

Money Origami: Fold the bills into fun shapes like hearts, butterflies, or cranes.
Personalized Money Box: Place the money in a decorative box with a personalized message or photo.
Money Tree: Attach the bills to a small tree or plant as if they were leaves.
Balloon Pop: Put the money inside a balloon and have the couple pop it for a fun surprise.
Puzzle Box: Create a puzzle box that the couple has to solve to get to the money.
“Emergency Fund” Jar: Decorate a jar and label it “Emergency Fund” or “Date Night Fund.”
Travel-Themed Presentation: If they’re honeymooning, present the money with travel-themed items like a mini suitcase or passport holder.
Customized Check: If you’re giving a check, present it in a custom-designed card or frame.
Lottery Tickets: Include a few lottery tickets with the cash for a chance to win even more.
Charitable Donation: Make a donation in their name to their favorite charity and present them with a card explaining the donation.

Why This Works: Creative presentation adds an element of surprise and delight, making the gift more memorable and enjoyable.

10. Wedding Card Etiquette: Dos and Don’ts

Following proper wedding card etiquette ensures your message is well-received. Here are some dos and don’ts:

Dos:

Do send a card if you are invited, even if you cannot attend.
Do write a personal, heartfelt message.
Do proofread your message for errors.
Do use appropriate language and tone.
Do sign your name clearly.
Do send your card within a reasonable timeframe (30 days before to 60 days after).
Do consider the couple’s beliefs and values when choosing a message.
Do express your genuine happiness for the couple.
Do include a cash gift in a card or present it in a thoughtful way.
Do use money-central.com to provide insights into finances.

Don’ts:

Don’t write anything negative or controversial.
Don’t make the message about yourself.
Don’t include inside jokes that others won’t understand.
Don’t mention past relationships or conflicts.
Don’t use slang or inappropriate language.
Don’t forget to sign your name.
Don’t send the card too late.
Don’t make assumptions about the couple’s finances.
Don’t give unsolicited advice.
Don’t use exclamation marks (!).

Table: Wedding Card Etiquette Dos and Don’ts

Dos	Don’ts
Send a card if invited, even if unable to attend.	Write anything negative or controversial.
Write a personal, heartfelt message.	Make the message about yourself.
Proofread your message for errors.	Include inside jokes that others won’t understand.
Use appropriate language and tone.	Mention past relationships or conflicts.
Sign your name clearly.	Use slang or inappropriate language.
Send your card within a reasonable timeframe.	Forget to sign your name.
Consider the couple’s beliefs and values.	Send the card too late.
Express your genuine happiness for the couple.	Make assumptions about the couple’s finances.
Include a cash gift thoughtfully.	Give unsolicited advice.
Use money-central.com for insights into finances.	Use exclamation marks (!).

Example: According to Brides.com, “The best wedding card messages are sincere, personal, and reflect your relationship with the couple.”

11. Examples of Complete Wedding Card Messages

Here are a few complete wedding card messages that incorporate the tips above:

“Dear [Couple’s Names], wishing you a lifetime of love and happiness together! May this gift help you create wonderful memories on your honeymoon. We are so happy to share this special day with you. Lots of love, [Your Names].”
“Congratulations, [Couple’s Names]! We couldn’t be happier for you both. You bring so much joy to our family, [Partner’s Name]. We hope this gift helps you start your new life together. Welcome to the family! Love, [Your Names].”
“Dear [Couple’s Names], thank you for inviting us to celebrate your wedding day. May God bless you and your marriage. Praying for you both in this special season of life. Wishing you all of life’s blessings and love’s joys. Warmly, [Your Names].”
“[Couple’s Names], wishing you the best today and always. Remember that time when we all went camping and…? Good times! May this gift contribute to the beautiful home you create together. Here’s to love and friendship! Love, [Your Names].”
“Congratulations, [Couple’s Names]! We are so thrilled to celebrate your special day. May the joy you feel today last a lifetime. Use this gift to make some memories. With love and best wishes, [Your Names].”

Why This Works: These examples combine heartfelt wishes, personal touches, and appropriate gift acknowledgment to create meaningful messages.

12. Alternatives to Cash Gifts

If you’re not comfortable giving cash, here are some alternative wedding gift ideas:

Gift Cards: Purchase gift cards to stores or restaurants the couple enjoys.
Experiences: Gift them an experience, such as a cooking class, wine tasting, or concert tickets.
Home Improvement: Contribute to their home improvement projects with a gift certificate to a hardware store.
Honeymoon Fund: Contribute to their honeymoon fund through a dedicated website or registry.
Charitable Donation: Make a donation in their name to a charity they support.
Handmade Gifts: Create a personalized, handmade gift that reflects your relationship with the couple.
Subscription Boxes: Gift them a subscription box tailored to their interests, such as wine, coffee, or books.
Personalized Art: Commission a piece of art that reflects their personalities or relationship.
High-Quality Linens: Gift them high-quality bedding or towels for their new home.
Smart Home Devices: Give them smart home devices to make their lives easier and more convenient.

Table: Alternatives to Cash Gifts

Gift Idea	Description
Gift Cards	Purchase gift cards to stores or restaurants the couple enjoys.
Experiences	Gift them an experience, such as a cooking class or concert tickets.
Home Improvement	Contribute to their home improvement projects with a gift certificate to a hardware store.
Honeymoon Fund	Contribute to their honeymoon fund through a dedicated website or registry.
Charitable Donation	Make a donation in their name to a charity they support.
Handmade Gifts	Create a personalized, handmade gift that reflects your relationship with the couple.
Subscription Boxes	Gift them a subscription box tailored to their interests, such as wine, coffee, or books.
Personalized Art	Commission a piece of art that reflects their personalities or relationship.
High-Quality Linens	Gift them high-quality bedding or towels for their new home.
Smart Home Devices	Give them smart home devices to make their lives easier and more convenient.

Example: According to Real Simple, “Experiences make great gifts because they create lasting memories for the couple.”

13. The Importance of Timing

The timing of your wedding gift is crucial. Here are some guidelines:

Send Before the Wedding: Sending a gift before the wedding allows the couple to receive and acknowledge it before their big day.
Bring to the Wedding: Bringing a gift to the wedding is acceptable, but make sure there is a designated gift table or card box.
Send After the Wedding: If you are unable to attend or send a gift beforehand, send it within a few months after the wedding.
Avoid Sending Too Late: Sending a gift too late can be seen as inconsiderate.
Acknowledge Delays: If you know your gift will be delayed, let the couple know in advance.

Timeline for Sending Wedding Gifts

Timeframe	Recommendation
30 Days Before Wedding	Ideal time to send a gift, allowing the couple to receive and acknowledge it before their big day.
At the Wedding	Acceptable, provided there is a designated gift table or card box available at the venue for convenient placement.
Within 2-3 Months After	Suitable if unable to send beforehand, demonstrating continued thoughtfulness and celebration of their union.
More Than 3 Months After	Potentially perceived as inconsiderate; consider reaching out to apologize for the delay and reaffirm your well wishes to maintain positive relations.
Anticipated Delays	Inform the couple in advance if delays are expected to manage expectations and show proactive consideration, ensuring they feel valued and informed amidst wedding-related arrangements.

Example: Martha Stewart Weddings advises, “It’s always better to send a gift sooner rather than later, but within three months is generally considered acceptable.”

14. Addressing the Card Correctly

Addressing the card correctly shows respect and attention to detail. Here are some guidelines:

Use the Couple’s Names: Address the card to both members of the couple, using their full names if possible.
Formal vs. Informal: Use a formal address (e.g., “Mr. and Mrs. John Smith”) for more formal weddings and an informal address (e.g., “John and Jane”) for casual weddings.
Check for Preferences: If you’re unsure of the couple’s preferred form of address, check their wedding website or registry.
Include “and Guest”: If you are bringing a guest, include “and Guest” on the envelope.
Same-Sex Couples: Address the card to both partners, using their preferred names and titles.
Use Proper Titles: Use proper titles (e.g., “Dr.” or “The Honorable”) if applicable.
Double-Check Spelling: Double-check the spelling of the couple’s names to avoid errors.
Write Clearly: Write the address clearly and legibly.
Use a Return Address: Include your return address on the envelope.
Consider Calligraphy: For a more elegant touch, consider using calligraphy to address the card.

Why This Works: Addressing the card correctly shows that you care about the couple and their special day.

15. What If You Can’t Afford a Gift?

If you are invited to a wedding but cannot afford a gift, here are some options:

Attend the Wedding: Your presence at the wedding is a gift in itself.
Offer Your Time: Offer to help with wedding preparations or tasks.
Make a Contribution: Contribute a small amount of money or a homemade item.
Write a Heartfelt Message: Write a sincere, heartfelt message in the card.
Explain Your Situation: If you are close to the couple, explain your financial situation and offer your apologies.
Group Gift: Consider joining with other guests to give a group gift.
Wait Until Later: If possible, wait until you are in a better financial situation to give a gift.
Focus on the Experience: Focus on enjoying the wedding and celebrating with the couple.
Be Honest and Sincere: Honesty and sincerity go a long way in these situations.
Avoid Overspending: Don’t feel pressured to overspend beyond your means.

Example: The Balance suggests, “Your presence at the wedding is more important than the gift itself. Focus on celebrating with the couple and offering your support.”

By following these tips, you can confidently choose the perfect words to accompany your monetary wedding gift, making it a meaningful and memorable gesture for the happy couple. At money-central.com, we understand the importance of financial etiquette and aim to provide you with the best advice for all your gifting needs.

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FAQ: What to Write When Giving Money as a Wedding Gift

1. Is it tacky to give money as a wedding gift?

No, giving money as a wedding gift is not tacky. In fact, it’s increasingly common and often appreciated by couples who can use it to pay for their honeymoon, a down payment on a home, or other expenses.

2. What should I write in a wedding card if I’m giving money?

You can write a heartfelt message expressing your best wishes for the couple’s future. Mention that you hope they can use the money to start their new life together, contribute to their honeymoon, or put it towards something special.

3. How much money should I give as a wedding gift?

The amount of money you give as a wedding gift depends on your relationship with the couple, your financial situation, and the customs in your area. A general guideline is to cover the cost of your plate at the wedding, but this isn’t a strict rule.

4. Can I give a gift card instead of cash?

Yes, you can give a gift card instead of cash. Choose a gift card to a store or restaurant that the couple enjoys or that will be useful to them in their new life together.

5. What if I can’t afford to give a monetary gift?

If you can’t afford a monetary gift, your presence at the wedding is a gift in itself. You can also offer to help with wedding preparations or give a small, thoughtful gift that is within your budget.

6. Is it okay to give a humorous message in a wedding card?

Yes, it’s okay to give a humorous message in a wedding card if you have a close, casual relationship with the couple. However, be mindful of their sense of humor and avoid anything that could be offensive or inappropriate.

7. How can I personalize my wedding card message?

You can personalize your wedding card message by sharing a memory, expressing your excitement, highlighting the couple’s qualities, referring to their future, or incorporating an inside joke.

8. What should I do if I don’t know the couple well?

If you don’t know the couple well, you can write a simple, heartfelt message expressing your best wishes for their future. A general phrase like “Wishing you a lifetime of love and happiness” is always appropriate.

9. Is it necessary to include a gift receipt when giving a cash gift?

No, it’s not necessary to include a gift receipt when giving a cash gift. However, if you’re giving a physical gift, including a gift receipt is always a good idea.

10. What’s the best way to present a cash gift?

The best way to present a cash gift is to put it in a nice card or a decorative box with a personalized message. You can also get creative with money origami or create a fun, themed presentation.