Managing your finances just got simpler and more rewarding with the Walmart MoneyCard. This reloadable prepaid debit card offers a suite of features designed to provide easy access to your money, cashback rewards, and financial peace of mind. Discover how Walmart MoneyCard can streamline your spending and savings.
Key Benefits of Walmart MoneyCard
Walmart MoneyCard provides a range of advantages that cater to modern financial needs, making it a strong contender in the prepaid debit card market.
Get Paid Sooner
Access your paycheck up to 2 days early with direct deposit. Setting up direct deposit with your Walmart MoneyCard means you can receive your funds faster, giving you earlier access to your money for bills, expenses, or savings. [Early access to funds can vary and depends on the payer’s deposit timing.]
Earn Cashback Rewards
Maximize your spending with a generous cashback program. Earn while you shop with:
- 3% Cashback at Walmart.com: For all your online Walmart purchases.
- 2% Cashback at Walmart Fuel Stations: Save on fuel every time you fill up.
- 1% Cashback at Walmart Stores: Rewards on your everyday in-store shopping.
Enjoy up to $75 in cashback rewards each year, adding extra value to your routine spending at Walmart. [Rewards are capped at $75 annually and are subject to eligibility. Redemption occurs annually upon account anniversary.]
Family Accounts for Shared Convenience
Share the benefits with your loved ones. You can order free additional accounts for up to 4 approved family members aged 13 and older. This feature allows for easy money management within the family, providing tools for budgeting and spending control for everyone. [Activated, personalized card required for additional accounts. Other fees may apply. Eligibility for family members starts at age 13.]
Overdraft Protection for Added Security
Gain peace of mind with up to $200 of overdraft protection. With opt-in and eligible direct deposit, you can avoid declined purchases even if you slightly exceed your balance. This safety net helps prevent disruptions and unexpected fees. [Opt-in and eligible direct deposit required for overdraft protection. Account must be in good standing. Overdrafts are paid at discretion, and fees may apply. Balance must be brought to $0 within 24 hours to avoid fees.]
No Monthly Fee with Direct Deposit
Avoid monthly maintenance fees by setting up qualifying direct deposits. A direct deposit of $500 or more in the previous monthly period waives the monthly fee. Otherwise, a low monthly fee of $5.94 applies. [Monthly fee waiver requires $500+ direct deposit in the previous monthly period; otherwise, a $5.94 monthly fee applies.]
Grow Your Savings with Interest
Make your money work harder with a 2% annual interest rate on savings balances. Earn interest on your savings held in your Walmart MoneyCard account, helping your money grow over time. [2% Annual Percentage Yield is paid annually, based on average daily balance up to $1,000, if account is in good standing. APY may change.]
Lock Feature for Enhanced Security
Protect your funds with the easy-to-use lock feature in the Walmart MoneyCard app. If your card is misplaced, instantly lock it to prevent unauthorized purchases. Unlock it just as easily when you find it, providing immediate control over your card’s usage. [Monthly fees continue to accrue even when cards are locked. ATM access only available on personalized cards. Other fees may apply.]
Using Your Walmart MoneyCard
Accepted everywhere Debit Mastercard or Visa debit cards are accepted in the U.S., the Walmart MoneyCard offers seamless spending flexibility. There’s no minimum balance requirement or credit check to get started, making it accessible to a wide range of users.
Easy Deposit Options
Adding funds to your Walmart MoneyCard is convenient with multiple options:
- Direct Deposit: Directly deposit your paycheck or government benefits.
- Bank Account Transfer: Transfer money from your existing bank account.
- Free Cash Reloads at Walmart: Reload cash for free at Walmart stores nationwide using the app.
- Mobile Check Deposit: Deposit checks using your smartphone.
Get Started Today
The Walmart MoneyCard offers a powerful and convenient way to manage your money, earn rewards, and enjoy financial flexibility. For any questions, log in to walmartmoneycard.com or call the number on the back of your card for assistance.
Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features. See complete account agreements for fees, terms, and conditions at https://www.walmartmoneycard.com/account/legal-info.
Card issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. and Visa U.S.A., Inc.
