Wells Fargo offers convenient ways to obtain cashier’s checks, often referred to as money orders. Whether you need a secure payment method for a large purchase or prefer a guaranteed form of payment, understanding the process and associated fees is crucial. This guide provides a comprehensive overview of Wells Fargo Money Orders.
How to Get a Wells Fargo Money Order
Wells Fargo customers with checking or savings accounts can order a cashier’s check online or in person. For online orders, the maximum amount is $2,000. If you require a cashier’s check exceeding this limit, you must visit a Wells Fargo branch.
Wells Fargo Money Order Fees
The fee for a Wells Fargo cashier’s check is $10 per check. For online orders requiring delivery within the United States, an additional $8 delivery fee applies, bringing the total to $18. Delivery is restricted to U.S. addresses and is not available for P.O. Boxes. Expect up to three business days for delivery to Alaska and Hawaii.
Lost or Stolen Wells Fargo Money Orders
If your cashier’s check is lost, stolen, or destroyed, you can request a stop payment and reissuance at any Wells Fargo branch. This process requires an indemnity agreement. For cashier’s checks over $1,000, a waiting period applies before reissuance. This period is 90 days in most states, 30 days in Wisconsin, and 91 days in New York. You can bypass the waiting period by purchasing a surety bond, available through Wells Fargo’s approved insurer or your chosen insurance carrier. Bond costs vary depending on the amount and the insurer. Surety bond issuance is subject to the insurance carrier’s underwriting requirements.
Unclaimed Wells Fargo Cashier’s Checks
Remember that outstanding cashier’s checks are subject to state or territorial unclaimed property laws.
